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19 Magnolia Park Road, Middletown, NY, 10940

3beds
3baths
2,191sqft
$490,000
$224price/sqft
$3,838/moest. monthly cost
$153,520/yrincome needed

About This Home

Welcome to this beautifully maintained newer-construction home in the sought-after Magnolia Park section of the Maple Fields community in Middletown. Built in 2019–2020, this spacious residence offers approximately 2,100 square feet of modern living with an open-concept layout designed for today’s lifestyle. The main level features a bright and airy living space, a stylish kitchen with granite countertops, stainless steel appliances, and a large center island, perfect for entertaining. Upstairs, you’ll find generously sized 3 bedrooms, including a primary suite with ample closet space and a private bath. Additional highlights include hardwood floors, a finished basement, and attached 2 car garage. Enjoy low-maintenance living with HOA $253 per month that include snow removal, landscaping, and access to community amenities such as a clubhouse, fitness center, swimming pool, playground, and sports courts. Conveniently located near major highways, shopping, dining, and within the Enlarged City School District of Middletown, this home offers the perfect blend of comfort, convenience, and community living. Don’t miss this move-in ready opportunity in one of Middletown’s most desirable neighborhoods!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
William A Carter SchoolGrades K-50.6 mi
5/10
Middletown High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2019

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Cooktop,Gas Oven,Washer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Entrance Foyer,Granite Counters,Open Floorplan,Open Kitchen,Primary Bathroom
  • Attic: None

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,191
  • Total interior livable area: 2,191 sqft

Property

Details

  • Parcel number: 3309000370000008010.0000000
  • Attached to another structure: Yes
  • Special condition: None

Lot

  • Lot size: 2,412 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Hurricane
Lightning

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$175$2,100
Property Taxes $824$9,888
Electricity $362$4,345
Total$3,838$46,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,588/yr
40% on housing$115,140/yr
45% on housing$102,346/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 10940$207
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 10940$233
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$490,000
2019-06-07Sold$298,613

For Sale by Agent

AgentDaniel M. Amodeo
BrokerageAMO Realty

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