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6 Cowdrey Street, Warwick, NY, 10990

2beds
4baths
1,920sqft
$780,000
$406price/sqft
$5,834/moest. monthly cost
$233,360/yrincome needed

About This Home

Welcome to this beautifully maintained single-family home in the highly desirable community of Warwick Grove. Set on a private, treed corner lot, this home offers comfort, style, and thoughtful design throughout. A detached garage is connected by a charming breezeway with a sitting area—perfect for relaxing or casual gatherings. The inviting front porch adds to the home’s warm curb appeal. Inside, you’ll find 2 bedrooms plus a dedicated office and 2.5 baths. An easy staircase with two platforms provides comfortable access between levels. The fully finished walk-out basement offers additional 900 Square Feet of living space complete with a kitchen and half bath—ideal for guests, extended living, or recreation. A wonderful opportunity to enjoy easy living in a prime Warwick Grove location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
6/10
8/10

Construction

Condition

  • Property condition: Actual
  • Year built: 2015

Materials

  • Foundation: Other
  • Construction materials: HardiPlank Type

Other

  • Builder model: The DogWood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,ENERGY STAR Qualified Appliances,Exhaust Fan,Gas Range,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Washer,Water Softener Owned
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Storage Space,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Built-in Features,Chefs Kitchen,Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters,Kitchen Island,Open Floorplan,Open Kitchen,Primary Bathroom,Storage
  • Door features: ENERGY STAR Qualified Doors
  • Window features: Blinds,Double Pane Windows,ENERGY STAR Qualified Windows,Insulated Windows,Screens
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment,Zoned

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Other

  • Level: Lower

Property

Details

  • Parcel number: 3354052310000001001.0000000
  • Special condition: None

Features

  • Pool features: Community
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Rain Gutters
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 4,818 sqft
  • Features: Back Yard,Landscaped,Level,Private

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,944$47,328
Home Insurance *$260$3,120
Property Taxes $1,313$15,756
Electricity $317$3,807
Total$5,834$70,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,022/yr
40% on housing$175,020/yr
45% on housing$155,573/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$406This listing

vs Other Active Listings

Avg $/sqft

ZIP 10990$324
Orange County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 10990$315
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$799,000
2015-08-04Sold$432,775
2014-06-17Listing removed$374,000
2014-06-13Listed for sale$374,000

For Sale by Agent

AgentHoward Hanna Rand Realty, Carole E. Rogers, Susan M. Schneider, Howard Hanna Rand Realty
BrokerageHoward Hanna Rand Realty

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