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107 Gosling Lane, Beaufort, NC, 28516

2beds
2baths
1,116sqft
$135,000
$121price/sqft
$955/moest. monthly cost
$38,200/yrincome needed

About This Home

Affordable coastal living awaits at 107 Gosling Drive! This well-maintained 2-bedroom, 2-bath, offers the perfect opportunity for a primary residence, weekend getaway, or investment property just minutes from Harkers Island and the Crystal Coast. Enjoy added peace of mind with a new roof installed in 2022, a new HVAC system in 2023, and a new well pump in 2026. Enjoy your morning coffee or evening breeze from the spacious screened porch while embracing the laid-back coastal lifestyle. Conveniently located near Harkers Island, Cape Lookout National Seashore, and the Cape Lookout Lighthouse, you'll have easy access to boating, fishing, kayaking, paddleboarding, shelling, ferry rides, and miles of pristine beaches. Spend your days exploring Shackleford Banks, watching the famous wild horses, chartering a fishing trip, collecting seashells, or enjoying fresh local seafood at nearby waterfront restaurants. Whether you're searching for a peaceful retreat or an affordable place near the coast, this property offers endless opportunities for recreation and relaxation. Offered at an attractive price of $140,000, this charming coastal property is ready to welcome its next owner to the Eastern North Carolina coast.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Smyrna Elementary SchoolGrades PK-82.2 mi
8/10
East Carteret High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Electric Cooktop,Refrigerator,Dishwasher

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Master Downstairs,Ceiling Fan(s),Blinds/Shades
  • Flooring: LVT/LVP,Carpet,Vinyl

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,None

Interior Area

  • Total structure area: 1,116
  • Total interior livable area: 1,116 sqft

Living Room

  • Level: First

Property

Details

  • Parcel number: 733703035320000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Deck,Porch,Screened
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1000 - 1199

Lot

  • Lot size: 0.46 Acres
  • Features: Interior Lot
  • Lot size dimensions: 102' x 192'

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Winter Weather
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$27$324
Property Taxes $46$552
Electricity $200$2,405
Total$955$11,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,742/yr
40% on housing$28,650/yr
45% on housing$25,466/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 28516$267
Carteret County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 28516$241
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Price change$135,000
2026-07-01Listed for sale$140,000
2005-10-17Sold$53,000

For Sale by Agent

AgentShannon Hodges
BrokerageKeller Williams Realty Points East

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