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104 Gull Harbor Drive, Newport, NC, 28570

3beds
3baths
2,016sqft
$425,000
$211price/sqft
$2,566/moest. monthly cost
$102,640/yrincome needed

About This Home

Welcome to 104 Gull Habor. This spacious home offers a transitional floor plan with space for every one. The features include a cozy family room with a wood burning fireplace. The eat in kitchen has had recent updates. The dining room offers french doors to the large deck.The property is a gardener delight with live oaks, figs, and dozens of flowering plants. One of the greatest features is that the community Marina is just a short walk away.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
5/10
West Carteret High SchoolGrades 8-123.4 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Brick,Brick Veneer,Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Refrigerator,Dishwasher
  • Laundry features: Laundry Closet

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Walk-in Closet(s),Entrance Foyer,Blinds/Shades,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Attic: Storage,Floored

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,016
  • Total interior livable area: 2,016 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 634604741833000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck,Front Porch
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterfront features: Boat Ramp,Bulkhead,Sound Side,Water Access Comm,Water Depth 4+
  • Frontage type: See Remarks
  • Living area range: 2000 - 2199

Lot

  • Lot size: 0.50 Acres
  • Features: Corner Lot,Boat Ramp,Bulkhead,Sound Side,Water Access Comm,Water Depth 4+
  • Lot size dimensions: 107 x 60

Parking

  • Total spaces: 2
  • Parking features: Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$104$1,248
Property Taxes $113$1,356
Electricity $200$2,405
Total$2,566$30,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,977/yr
40% on housing$76,980/yr
45% on housing$68,426/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 28570$252
Carteret County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28570$207
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$425,000
2026-06-20Price change$439,000
2026-06-08Price change$455,000
2026-05-30Listed for sale$469,000
2023-10-25Listing removed--
2023-10-12Listed for rent$1,750
2018-03-19Listing removed$1,350
2018-03-02Listed for rent$1,350
2014-10-22Sold$140,329
2014-09-29Pending sale$95,000
2014-09-29Listed for sale$95,000
2014-07-30Listing removed$95,000
2014-05-24Pending sale$95,000
2014-05-08Listed for sale$95,000

For Sale by Agent

AgentKaren Ahern
BrokerageRE/MAX Ocean Properties

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