304 N 21st Street, Morehead City, NC, 28557
About This Home
Southern charm abounds in this cozy cottage with beautiful mature pecan and oak trees. Inside, you'll find a flexible layout with a comfortable living room, open kitchen/dining combo and a laundry/office perfect for you to live where you vacation. Open front and rear decks provide enjoyment of our coastal breezes for your morning coffee or evening beverage. Whether you're a first-time homebuyer, investor, or someone seeking a quaint getaway on the Crystal Coast, this property is filled with potential. Enjoy close proximity to local waterfront attractions, area beaches, fishing, shopping, dining, and all that Morehead City has to offer. Just Add Water To Your Lifestyle!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1945
Materials
- Foundation: Block,Permanent
- Roof: Shingle
- Construction materials: Aluminum Siding,Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Vented Exhaust Fan,Gas Oven,Gas Cooktop,Dishwasher
- Laundry features: Dryer Hookup,Washer Hookup,Laundry Room
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Combination
Features
- Ceiling Fan(s)
- Flooring: LVT/LVP,Carpet,Laminate
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Other,Electric
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 1,000
- Total interior livable area: 1,000 sqft
Master Bedroom
- Level: Primary Living Area
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 638613127535000
- Zoning: Residential
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Open,Porch
- Exterior features: None
- Fencing: None
- Waterfront features: None
- Living area range: 1000 - 1199
Lot
- Lot size: 4,791 sqft
- Lot size dimensions: 50 x 50 x 100 x 100
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Winter Weather
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Carteret County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance * | $58 | $696 |
| Property Taxes | $131 | $1,572 |
| Electricity | $200 | $2,405 |
| Total | $1,653 | $19,836 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $260,000 |
| 2026-04-22 | Price change | $270,000 |
| 2025-11-21 | Price change | $290,000 |
| 2025-09-29 | Listed for sale | $300,000 |
View on Zillow