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111 Riverside Avenue, Morehead City, NC, 28557

5beds
5baths
3,789sqft
$1,370,000
$362price/sqft
$8,674/moest. monthly cost
$346,960/yrincome needed

About This Home

Very rarely available, custom built home with waterviews and only a short walk to a full service marina for your boat. All of the advantages of waterfront without flood insurance and the high maintenence. No HOA. This spacious, 5-bedroom, 4.5-bath home offers over 3,700 sq ft of comfortable coastal living with stunning views of Pelletier Creek. On the ground level, you'll find two single-car garages, a guest bedroom with a full bath, and access to a covered deck featuring a gas fire pit, outdoor grilling station with a snack bar, and a brick patio. An elevator conveniently connects the three lower levels of the home. The main floor features an open floor plan with beautiful wood flooring throughout, a wonderful living area with a fireplace and custom built-ins, and access to a covered porch with a recent roof, with water views and a dining area that also leads directly to the backyard. The gourmet kitchen is a chef's dream, featuring quartz countertops, farmhouse sink, a gas range with vent hood, stainless steel appliances, a wine fridge, reverse osmosis, custom cabinetry, and a large center island for additional seating. The renovated kitchen flows into the large dining area, making the space ideal for both everyday living and entertaining. A second guest bedroom and full bath complete this level. Upstairs, the primary suite offers a walk-in closet, private balcony with expansive water views, and a luxurious ensuite bath with a double vanity, tiled shower, and soaking tub. Two additional guest bedrooms and a shared bath are also located on this floor. The top level features a spacious recreation room--perfect for movie nights or gaming--a dedicated office area, and a half bath, rounding out the home's thoughtful layout. Ideally situated in the heart of town, just minutes from marinas, restaurants, and shopping--with easy access to both downtown and Atlantic Beach. Located on a quiet Cul de Sac in the middle of Morehead City with all of the city conveniences close by. This meticulously mantained custom house with fresh updates to the kitchen and and interior finishes is a dream. Two garage spaces plus plenty of paved parking and an elevator to the first three floors. Schedule your showing today since this house needs to be seen to be appreciated. For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

9/10
8/10
3/10
West Carteret High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle,Metal
  • Construction materials: Shake Siding,Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Mini Refrigerator,Gas Cooktop,Electric Oven,Built-In Microwave,Water Softener,Washer,Refrigerator,Range,Dryer,Dishwasher,Tankless Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Walk-in Closet(s),Entrance Foyer,Whole-Home Generator,Bookcases,Kitchen Island,Ceiling Fan(s),Elevator,Furnished,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,789
  • Total interior livable area: 3,789 sqft

Property

Details

  • Parcel number: 636615636888000
  • Zoning: Residential
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: Three Or More
  • Patio & porch: Open,Covered,Deck,Patio,Porch,Balcony
  • Exterior features: Irrigation System,Outdoor Kitchen
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Water
  • Water view: Water
  • Waterfront features: Second Row,Sound Side
  • Frontage type: See Remarks
  • Living area range: 3500 - 3999

Lot

  • Lot size: 0.26 Acres
  • Features: Second Row,Sound Side
  • Lot size dimensions: 64 x 120 x 100 x 134

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Concrete,On Site,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Coastal Flooding
Heat Wave
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,927$83,124
Home Insurance *$322$3,864
Property Taxes $1,073$12,876
Electricity $352$4,234
Total$8,674$104,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$297,394/yr
40% on housing$260,220/yr
45% on housing$231,306/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$362This listing

vs Other Active Listings

Avg $/sqft

ZIP 28557$332
Carteret County$290

vs Homes Sold Last Month

Median $/sqft

ZIP 28557$222
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-26Listed for sale$1,400,000
2025-10-21Listing removed$1,395,000
2025-07-17Listed for sale$1,395,000
2019-08-30Sold$584,000
2019-07-31Pending sale$589,900
2019-06-02Price change$589,900
2019-04-11Price change$599,900
2019-03-16Listed for sale$629,900
2007-03-29Sold$565,000
2005-02-28Sold$143,000

For Sale by Agent

AgentBailey Basnight Real Estate, Coldwell Banker Sea Coast AB
BrokerageColdwell Banker Sea Coast AB

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