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819 Broad Street, Beaufort, NC, 28516

5beds
5baths
2,960sqft
$2,225,000
$752price/sqft
$13,743/moest. monthly cost
$549,720/yrincome needed

About This Home

Steeped in history, this 5-bedroom, nearly 3,000SF home in Downtown Beaufort was built between 1820 & 1840 by Rev. John Jones, pastor of Ann Street Methodist Church. The home has played many roles over time, making it a true piece of local heritage. An extensive 1,200SF addition carefully blends modern comforts with historic character, featuring reclaimed hardwoods alongside the refinished original floors.Just inside the front entrance, a private den offers a welcoming space for reading or relaxing. The dining room opens seamlessly to the gathering room and professionally designed kitchen, making entertaining effortless. The kitchen is a showpiece, featuring a gas cooktop, marble countertops, a wet bar with an ice maker and wine refrigerator, and plenty of storage, including a pantry. A first-floor bedroom with an ensuite bath provides a comfortable retreat for guests, while a nearby half bath adds convenience. The living areas extend naturally to a screened porch, ideal for enjoying the coastal breezes and views of the private backyard.Upstairs, the primary suite includes a sitting area and a luxurious ensuite bath with a dual vanity, tiled shower, and soaking tub. Two guest bedrooms share a Jack-and-Jill bath, and another ensuite guest bedroom is thoughtfully positioned nearby, along with the laundry room, making daily living seamless. Every detail in the home reflects careful attention, from quality finishes to meticulously chosen updates that honor the historic integrity while offering modern convenience.This home is a few steps from Front Street's boutiques, local restaurants, and the scenic waterfront where boats glide along Taylor's Creek. With its combination of rich history, modern amenities, and downtown location, this home provides a rare opportunity to own not just a residence, but a meaningful piece of Beaufort's storied past.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

9/10
4/10
Beaufort Middle SchoolGrades 5-81.2 mi
7/10
East Carteret High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 1840

Materials

  • Foundation: Combination,Crawl Space
  • Roof: Metal
  • Construction materials: Wood Siding,Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Mini Refrigerator,Gas Cooktop,Built-In Microwave,Washer,Ice Maker,Dryer,Dishwasher,Gas Range
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Walk-in Closet(s),Entrance Foyer,Whole-Home Generator,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Wet Bar,Blinds/Shades,Eat-in Kitchen,Walk-In Closet(s)
  • Flooring: Wood
  • Attic: Partially Floored,Scuttle

Heating & Cooling

  • Heating features: Heat Pump,Electric,Forced Air
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,960
  • Total interior livable area: 2,960 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 730618306072000
  • Zoning: RS5
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Deck,Porch,Screened,Front Porch
  • Fencing: Wood
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 2800 - 2999

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: see survey in documents

Parking

  • Parking features: Off Street,Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Winter Weather
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,250$135,000
Home Insurance *$455$5,460
Property Taxes $1,763$21,156
Electricity $275$3,308
Total$13,743$164,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$471,188/yr
40% on housing$412,290/yr
45% on housing$366,480/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$752This listing

vs Other Active Listings

Avg $/sqft

ZIP 28516$246
Carteret County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 28516$241
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-12Listed for sale$2,250,000
2015-06-12Sold$405,000
2015-04-20Pending sale$424,900
2015-03-24Listed for sale$424,900
2015-01-01Listing removed$450,000
2014-10-08Price change$450,000
2014-05-24Price change$475,000
2013-08-30Listed for sale$499,000

For Sale by Agent

AgentMary Cheatham King Real Estate team
BrokerageKeller Williams Crystal Coast

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