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230 La Posta Rd, Taos, NM, 87571

2beds
1baths
1,206sqft
$567,000
$470price/sqft
$4,079/moest. monthly cost
$163,160/yrincome needed

About This Home

Discover this enchanting Pueblo Style, in-town house featuring 2 bedrooms and 1 bath, perfect for those seeking a cozy and convenient living space in the town of Taos. The property is on .48 of an acre, which has 20908.8 square feet. This appealing property boasts a fenced yard and a delightful flagstone patio off the living room, ideal for barbecues and outdoor gatherings in the spacious backyard. Located in the picturesque town of Taos, this home includes an office with a woodstove, providing a warm and inviting space for work or relaxation. The private office is versatile, offering room for a computer, television and more. There also is a separate entrance into the office from the outside. The house has beautiful pine floors and is comfortable and well maintained. The house offers many possibilities and the thoughtfully designed kitchen, dining area, and living room create a cozy and warm ambiance, perfect for entertaining guests. The property is equipped with town water and septic, ensuring the convenience of all utilities installed. There is a parking spot for your RV, and the house is "turnkey," coming fully furnished with a washer and dryer. The property has been owned since 2005. The house sits on a spacious .488-acre lot, adorned with shade trees, lilacs, cottonwoods, an apple tree, a plum tree, hollyhocks and has ample room for a garden. The house is constructed with 2x4 and 2x6 framing, 4x6 beams, and tongue and groove. The pine floors, double-hung windows, and a living room fireplace, add to the home's charm and desirability. The kitchen window overlooks the fenced backyard, and the house features electric baseboard heating. There are also two water spigots for easy property maintenance. This property offers great income potential and is a wonderful opportunity to enjoy country comfort in a downtown setting. This house offers all the conveniences of living in town, with shopping and restaurants nearby. Come and explore this beautiful home, featuring a wide range of amenities.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
--
5/10
Taos High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Crawlspace
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Pueblo
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Beamed Ceilings
  • Window features: Window Coverings
  • Flooring: Wood
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating

  • Heating features: Baseboard,Electric,Wood Stove

Interior Area

  • Total structure area: 1,206
  • Total interior livable area: 1,206 sqft

Property

Details

  • Parcel number: 22848
  • Zoning description: Rural Agricultural

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Gravel Driveway
  • Waterfront features: None
  • Topography of land: CanyonValley

Lot

  • Lot size: 0.48 Acres
  • Features: Level,Trees

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Avalanche
Cold Wave
Wildfire

FEMA Declared Disasters in Taos County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,867$34,404
Home Insurance *$168$2,016
Property Taxes $896$10,752
Electricity $148$1,780
Total$4,079$48,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,851/yr
40% on housing$122,370/yr
45% on housing$108,773/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.9%
-5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$470This listing

vs Other Active Listings

Avg $/sqft

ZIP 87571$271
Taos County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 87571$317
Taos County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Listed for sale$567,000
2025-11-17Listing removed$567,000
2025-09-02Listed for sale$567,000

For Sale by Agent

AgentSuni Lucas
BrokerageColdwell Banker Mountain Properties

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