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526 Crow Hill Road, Beaufort, NC, 28516

5beds
4baths
3,912sqft
$669,000
$171price/sqft
$4,205/moest. monthly cost
$168,200/yrincome needed

About This Home

Discover the perfect blend of space, comfort, and coastal living in this beautifully updated 5-bedroom home located in the charming community of Otway in Carteret County. With water access, beautiful views, and an abundance of gathering spaces, this property offers room for everyone to relax, entertain, and create lasting memories. Inside, you'll find brand-new luxury vinyl plank flooring throughout and freshly painted walls, giving the home a bright, modern feel that's move-in ready. Multiple living and gathering areas provide incredible flexibility, whether you're hosting family holidays, entertaining friends, or simply enjoying the extra space to spread out. In addition to a two stall garage attached to the house, outside, you will also find a large detached garage that offers ample storage for vehicles, boats, recreational equipment, or the perfect workshop for hobbies and projects. The scenic setting and water access make it easy to enjoy the coastal lifestyle, from boating and fishing to simply taking in the peaceful views. Whether you're searching for a spacious primary residence, a vacation retreat, or an investment opportunity, this home checks all the boxes. With its generous layout and desirable location, it has excellent potential as a successful Airbnb or short-term rental, while also being ideal for a large or multi-generational family who appreciates room to live comfortably without feeling crowded. Don't miss this unique opportunity to own a versatile coastal property with space, updates, and endless possibilities!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Smyrna Elementary SchoolGrades PK-82.3 mi
8/10
East Carteret High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Brick,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Basement

  • Basement: None

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Master Downstairs,Pantry,Walk-in Shower
  • Window features: Thermal Windows
  • Flooring: Carpet,Vinyl
  • Attic: Storage,Floored

Heating & Cooling

  • Heating features: Electric,Heat Pump,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 3,912
  • Total interior livable area: 3,912 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: Second

Other

  • Level: Second

Property

Details

  • Parcel number: 732704946374000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Porch
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Water view: Water
  • On waterfront: Yes
  • Frontage type: Creek,River
  • Living area range: 3500 - 3999

Lot

  • Lot size: 3.25 Acres
  • Features: Boat Dock
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 4
  • Parking features: Paved
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Winter Weather
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,382$40,584
Home Insurance *$137$1,644
Property Taxes $322$3,864
Electricity $364$4,372
Total$4,205$50,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,171/yr
40% on housing$126,150/yr
45% on housing$112,133/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 28516$264
Carteret County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 28516$241
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Price change$669,000
2026-06-26Listed for sale$675,000
2019-02-15Sold$375,000
2018-12-27Pending sale$399,000
2018-11-17Price change$399,000
2018-08-24Price change$419,000
2018-06-30Listed for sale$439,000

For Sale by Agent

AgentJACK SANFORD
BrokerageeXp Realty

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