See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

174 S River Drive, Beaufort, NC, 28516

2beds
2baths
1,130sqft
$350,000
$310price/sqft
$2,148/moest. monthly cost
$85,920/yrincome needed

About This Home

Water views, boating, and fishing await at this 2BR/2BA waterfront retreat with a private dock on a sheltered canal offering quick access to the South River and Pamlico Sound. The dock includes water, power, and a fish cleaning station, while the community boat ramp is just down the street. Enjoy breathtaking views from the 835-square-foot wraparound deck. Both spacious bedrooms include their own private bath. Additional features include a workshop, covered parking under decks for all the adult play toys! Solid concrete block piers, a roof replaced in 2015. Located just 25 minutes from historic Beaufort, you'll enjoy waterfront dining, shopping, and coastal attractions. Whether you're looking for a weekend getaway, possibility of a vacation rental, or full-time residence, this coastal retreat offers exceptional value. Schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Beaufort Elementary SchoolGrades PK-516.8 mi
4/10
Beaufort Middle SchoolGrades 6-816.9 mi
8/10
East Carteret High SchoolGrades 9-1213.4 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Other,Pilings
  • Roof: Shingle,Composition
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Water Softener,Washer,Refrigerator,Dryer,Dishwasher,Gas Range
  • Laundry features: Dryer Hookup,Washer Hookup,In Basement

Basement

  • Basement: Crawl Space,Walk-Out Access

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Walk-in Shower
  • Window features: Thermal Windows
  • Flooring: LVT/LVP,Vinyl
  • Attic: Access Only

Heating & Cooling

  • Heating features: Propane,Heat Pump
  • Cooling features: Other,Central Air

Interior Area

  • Total structure area: 1,130
  • Total interior livable area: 1,130 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 79117
  • Zoning: Residential

Features

  • Levels: One
  • Pool features: Pool/Spa Combo
  • Patio & porch: Deck,Patio,Porch,Wrap Around
  • Fencing: None
  • Has view: Yes
  • View description: Canal,River,Water
  • Has water view: Yes
  • Water view: Canal,River,Water
  • Waterfront features: Bulkhead,Canal Front
  • Frontage type: Canal Front
  • Living area range: 1000 - 1199

Lot

  • Lot size: 0.35 Acres
  • Features: Open Lot,Boat Dock,Bulkhead
  • Lot size dimensions: 80 x 190 x 80 x 190

Parking

  • Total spaces: 1
  • Parking features: Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Winter Weather
Lightning
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$71$852
Property Taxes $108$1,296
Electricity $200$2,405
Total$2,148$25,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,645/yr
40% on housing$64,440/yr
45% on housing$57,280/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 28516$264
Carteret County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 28516$241
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$350,000
2025-05-21Sold$316,000
2025-05-21Pending sale$322,000
2025-04-21Contingent$322,000
2025-04-12Price change$322,000
2025-03-25Listed for sale$325,000
2022-02-28Sold$205,000
2022-01-12Pending sale$219,900
2022-01-05Price change$219,900
2021-12-16Listed for sale$240,000
2007-07-17Sold$170,000

For Sale by Agent

AgentLynn David Colligan
BrokerageWeichert Realtors At Wave's Edge

Similar Homes