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458 Annandale Trace, Hampstead, NC, 28443

4beds
3baths
2,510sqft
$695,000
$277price/sqft
$4,160/moest. monthly cost
$166,400/yrincome needed

About This Home

Up to a $3,000 credit with use of preferred lender Sarah Newsome, Integrity Home Mortgage Corp Available for Showings starting 6/14. More photos to come! Farm life, privacy, and an abundance of possibilities await in the heart of Hampstead. Tucked away at the end of a private road, this unique property offers a peaceful retreat, made of two lots Tract 5&6, creating 5.04 acres total, featuring two residence, including a charming 3-bedroom, 2-bath farmhouse, and additional residence 1 bed, 1bath residence, added in 2015. The main home features approximately 2,000 square feet with fresh interior paint, LVP flooring, a spacious living room with fireplace, dining room, and an updated kitchen, new lighting, tile backsplash, upgraded stainless steel appliances and modern finishes. Adding exceptional flexibility, the property includes a secondary 500-square-foot in-law suite complete with a bedroom, full bath with walk-in tile shower, living area, kitchen, and storage--perfect for extended family, guests, or a private retreat. Designed for those who dream of space, animals, hobbies, or a quieter way of life, the property offers fencing, three chicken coops, a shed, barn, goat pen, a workshop/outdoor building with electrical and lean-to, room for farm animals with horses allowed. The barn with side shed offers potential for horses, small animals, storage, or hobby use. Home offers well and septic system. Septic system was recently pumped and serviced. NEW HVAC in 2020. Very private and heavily wooded, yet conveniently located just off the beaten path in Hampstead, this property offers the rare opportunity to create a family homestead, farm retreat, or peaceful forever home with room to grow.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
Topsail Elementary SchoolGrades PK-40.5 mi
6/10
Topsail Middle SchoolGrades 5-80.5 mi
8/10
Topsail High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener,Refrigerator,Dishwasher,Electric Range
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bedroom1

  • Level: Second

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),Entrance Foyer,Mud Room,Ceiling Fan(s),Walk-in Shower,Walk-In Closet(s)
  • Flooring: LVT/LVP,Tile,Wood,Hardwood
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Fireplace(s),Electric,Forced Air,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,010
  • Total interior livable area: 2,510 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 42031628920000
  • Zoning: PD
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Fencing: Full
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Horses can be raised: Yes
  • Living area range: 2000 - 2199

Lot

  • Lot size: 5.04 Acres
  • Features: Farm
  • Lot size dimensions: irregular

Parking

  • Parking features: Gravel,Unpaved,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Winter Weather
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$166$1,992
Property Taxes $247$2,964
Electricity $233$2,805
Total$4,160$49,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,628/yr
40% on housing$124,800/yr
45% on housing$110,933/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 28443$268
Pender County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 28443$220
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-28Price change$695,000
2026-07-14Price change$705,000
2026-07-02Listed for sale$731,500
2026-06-22Listing removed$725,000
2026-06-13Listed for sale$725,000
2014-08-28Sold$269,000
2013-02-04Listing removed$1,375
2012-11-09Price change$1,375
2012-10-12Price change$1,300
2012-09-26Price change$1,375
2012-09-06Price change$1,495
2012-08-15Price change$1,650
2012-07-03Listed for rent$1,500
2008-06-18Sold$450,000
2005-12-05Sold$315,000

For Sale by Agent

AgentSavannah L Holman
BrokerageColdwell Banker Sea Coast Advantage

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