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102 Thornberry Place, Jacksonville, NC, 28540

4beds
3baths
2,495sqft
$370,000
$148price/sqft
$2,642/moest. monthly cost
$105,680/yrincome needed

About This Home

Tucked away on a quiet cul-de-sac, this beautifully maintained home offers the perfect combination of comfort, charm, and everyday convenience. The spacious main-level primary suite features stunning bamboo hardwood flooring, creating a warm and inviting private retreat. Step outside to your own backyard oasis, complete with a beautiful deck, pergola, and fully fenced yard, perfect for entertaining, relaxing with your morning coffee, or enjoying evenings with family and friends. With two HVAC systems, including one replaced in 2024, this home offers year-round comfort and peace of mind. Thoughtfully cared for and move-in ready, this is the kind of home you'll fall in love with the moment you arrive.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
Summersill ElementaryGrades PK-51.4 mi
6/10
Northwoods Park MiddleGrades 6-82.0 mi
6/10
Jacksonville HighGrades 9-121.6 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Brick Veneer,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Cooktop,Refrigerator,Dishwasher
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Master Downstairs,Walk-in Closet(s),Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Bamboo,Carpet,Tile,Hardwood

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,495
  • Total interior livable area: 2,495 sqft

Property

Details

  • Parcel number: 339h19
  • Zoning: RSF-7
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Porch,Other
  • Exterior features: Other
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 2400 - 2599

Lot

  • Lot size: 0.55 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$151$1,812
Property Taxes $389$4,668
Electricity $232$2,788
Total$2,642$31,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,582/yr
40% on housing$79,260/yr
45% on housing$70,453/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 28540$162
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28540$166
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$365,000
2026-08-07Price change$365,000
2026-07-16Listed for sale$370,000
2011-05-23Sold$259,000
2010-04-22Sold$45,000

For Sale by Agent

AgentPamela Saxman
BrokerageCapital To Coast Realty Company

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