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46 Gilkey St, Marion, NC, 28752

2beds
1baths
1,555sqft
$299,900
$193price/sqft
$1,988/moest. monthly cost
$79,520/yrincome needed

About This Home

PRICE IMPROVEMENT! Enjoy the convenience of in-town living in this updated traditional home, ideally located just a short walk from downtown Marion's growing selection of restaurants, local shops, breweries, and community events. Whether you're looking for a primary residence or a low-maintenance home close to everyday amenities, this property offers comfort, convenience, and value. Recent upgrades include a new roof, new windows, new natural gas furnace, and new kitchen appliances, allowing you to move in with confidence. Inside, hardwood, tile, and luxury vinyl plank flooring create a warm and inviting atmosphere. The partially heated basement provides abundant space for hobbies, a workshop, exercise area, or future finishing possibilities, while a separate storage room keeps seasonal items organized. With easy access to schools, healthcare, and Interstate 40, this home places you in the heart of Marion while keeping the mountains, hiking trails, and outdoor recreation of Western North Carolina within easy reach.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
2/10
McDowell High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Composition
  • Construction materials: Aluminum

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Interior Entry,Storage Space,Unfinished

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Main

Features

  • Window features: Insulated Windows
  • Flooring: Vinyl,Wood
  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 1,555

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,555
  • Total interior livable area: 1,555 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Primary Bedroom

  • Features: Built-in Features,Ceiling Fan(s)
  • Level: Main

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 170108999860
  • Zoning: R-2
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Side Porch

Lot

  • Lot size: 0.25 Acres
  • Features: Level,Sloped
  • Lot size dimensions: TBD

Parking

  • Total spaces: 6
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in McDowell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$114$1,368
Property Taxes $158$1,896
Electricity $200$2,405
Total$1,988$23,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,160/yr
40% on housing$59,640/yr
45% on housing$53,013/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 28752$171
McDowell County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 28752$194
McDowell County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$298,000
2026-06-26Listed for sale$299,900
2016-05-10Sold$88,000

For Sale by Agent

AgentRebecca Condrey
BrokerageRE/MAX Living

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