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2041 Bay Road, Wallace, NC, 28466

4beds
2baths
2,079sqft
$289,000
$139price/sqft
$1,926/moest. monthly cost
$77,040/yrincome needed

About This Home

Welcome to Pender County! Discover the exceptional comfort and ample space offered by this beautifully maintained double wide mobile home, perfectly situated on a serene one-acre lot. Step inside and be captivated by the thoughtfully designed layout, boasting spacious rooms throughout, creating the perfect ambiance for relaxation and enjoyment. Indulge in the convenience of two distinct living areas, providing versatility for both daily living and entertaining, complemented by a delightful eat-in kitchen featuring a charming center island, ideal for culinary creations and casual gatherings. Rest easy knowing that this home features a metal roof installed in 2024, ensuring years of worry-free protection and lasting beauty. Enhance your property's value and functionality with the inclusion of a substantial 24 X 25 metal building, complete with a lean-to and readily available electrical service. This versatile structure can serve as a detached garage, a dedicated workshop to ignite your creative spirit, or a haven for pursuing your DIY passions. A one year Home Warranty is being offered by the seller at closing! Come experience the tranquility of country living and make this exceptional property your dream home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
2/10
Pender High SchoolGrades 9-1211.4 mi
8/10

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Brick/Mortar,Crawl Space
  • Roof: Metal
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Oven,Electric Cooktop,Built-In Microwave,Refrigerator,Dishwasher
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-in Closet(s),Mud Room,Kitchen Island,Blinds/Shades,Eat-in Kitchen,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Heat Pump,Electric,Forced Air
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,079
  • Total interior livable area: 2,079 sqft

Property

Details

  • Parcel number: 23841804590000
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Open,Front Porch
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 2000 - 2199

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 1
  • Parking features: Detached,On Site,Garage7
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Winter Weather
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$142$1,704
Property Taxes $123$1,476
Electricity $200$2,405
Total$1,926$23,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,034/yr
40% on housing$57,780/yr
45% on housing$51,360/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 28466$170
Pender County$320

vs Homes Sold Last Month

Median $/sqft

ZIP 28466
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$289,000

For Sale by Agent

AgentTrista K Jones
BrokerageBerkshire Hathaway HomeServices Carolina Premier Properties

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