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2040 Arch St, Philadelphia, PA, 19103

3beds
3baths
2,022sqft
$818,000
$405price/sqft
$6,111/moest. monthly cost
$244,440/yrincome needed

About This Home

LOCATION! LOCATION! LOCATION! Experience the best of city living in this spacious 2,022-square-foot home, ideally located in the heart of Philadelphia. Just minutes from Rittenhouse Square, the Philadelphia Museum of Art, the Academy of Natural Sciences, world-class dining, shopping, and entertainment, this home also includes the rare convenience of two private parking spaces! Step inside to find beautiful flooring throughout, abundant natural light streaming through new Andersen windows, and a warm, inviting family room featuring a cozy fireplace—perfect for relaxing or entertaining. Overlooking the family room is a spacious dining area, a convenient powder room, and a beautifully updated kitchen with ample cabinet space and modern finishes. The second floor offers two generously sized bedrooms, a full bathroom, and a conveniently located laundry area. The entire third floor is dedicated to a private primary suite featuring vaulted ceilings, a spacious en-suite bathroom, and excellent closet space. Before stepping onto the rooftop deck, you'll find a convenient wet bar, making it easy to entertain guests. The private rooftop deck offers breathtaking 360-degree panoramic views of the Philadelphia skyline, providing the perfect setting to relax, entertain, or enjoy spectacular sunsets. Combining modern updates, generous living space, and one of Philadelphia's most desirable locations, this exceptional home is a rare opportunity you won't want to miss!

Getting Around

98
WalkingWalker's Paradise
100
TransitRider's Paradise
86
BikeVery Bikeable

Schools

9/10
2/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1970

Materials

  • Foundation: Other
  • Roof: Shingle,Flat
  • Construction materials: Masonry,Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Disposal,Dishwasher,Oven/Range - Electric,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Upper Level

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Soaking Tub,Bathroom - Stall Shower,Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Combination Kitchen/Dining,Kitchen Island,Recessed Lighting,Bar,2 Story Ceilings,Dry Wall
  • Window features: Double Pane Windows,Screens,Sliding,Window Treatments
  • Flooring: Ceramic Tile,Laminate,Engineered Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,022

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,022
  • Total interior livable area: 2,022 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 083012146
  • Zoning: RM1
  • Special condition: Standard

Features

  • Levels: Four and One Half
  • Stories: 4
  • Pool features: None
  • Patio & porch: Roof
  • Exterior features: Sidewalks,Street Lights
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 468 sqft
  • Lot size dimensions: 24.00 x 19.00

Parking

  • Total spaces: 2
  • Parking features: Enclosed,Paved,Private,On Street,Off Street,Parking Lot
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,136$49,632
Home Insurance *$924$11,088
Property Taxes $827$9,924
Electricity $224$2,692
Total$6,111$73,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$209,520/yr
40% on housing$183,330/yr
45% on housing$162,960/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$405This listing

vs Other Active Listings

Avg $/sqft

ZIP 19103$530
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19103$583
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$775,000
2026-08-08Price change$795,000
2026-07-31Listed for sale$818,000
2024-12-18Listing removed$3,450
2024-12-16Listed for rent$3,450
2024-12-07Listing removed$779,000
2024-12-07Price change$779,000
2024-11-10Price change$799,000
2024-11-03Listed for sale$819,900
2021-11-09Listing removed$787,900
2021-09-04Price change$787,900
2021-08-27Listed for sale$799,900
2021-07-29Listing removed$799,900
2021-06-23Price change$799,900
2021-05-31Price change$806,900
2021-04-22Price change$807,900
2021-04-07Price change$814,900
2021-03-27Listed for sale$819,900
2021-01-23Listing removed$819,900
2021-01-19Listed for sale$819,900
2021-01-14Contingent$819,900
2021-01-10Price change$819,900
2020-12-18Listed for sale$824,900
2019-10-02Listing removed$3,200
2019-08-22Listed for rent$3,200
2011-01-06Sold$525,698

For Sale by Agent

AgentArtem Asriants
BrokerageNew Century Real Estate

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