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1220 Saint Johns Church Road, Hampstead, NC, 28443

4beds
2baths
2,315sqft
$225,000
$97price/sqft
$1,471/moest. monthly cost
$58,840/yrincome needed

About This Home

Tucked away on a generous 0.46-acre lot, this spacious 4-bedroom, 2-bathroom home offers over 2,300 square feet of comfortable living space in highly sought-after Hampstead. Built in 2003 and legally converted to real property, this home delivers the perfect blend of privacy, functionality, and everyday convenience. Step inside to discover a thoughtfully designed floor plan featuring multiple living areas -- ideal for hosting gatherings or simply giving everyone room to spread out. The heart of the home is a large kitchen with ample cabinetry and workspace that flows seamlessly into the dining and main living rooms. You will love the desirable split-bedroom layout, which ensures maximum privacy for the expansive primary suite, complete with a walk-in closet and a private en-suite bath. Enjoy the ultimate freedom of having no HOA! With nearly half an acre of land, you have plenty of flexibility to park your boat or RV and accommodate a variety of lifestyles. Located just minutes from Topsail schools, local shopping, dining, and the pristine beaches of the North Carolina coast, this property is perfect for those seeking a peaceful retreat in a growing coastal community. Please note: This home is being sold ''as-is,'' presenting a fantastic opportunity to make it your own!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

9/10
Topsail Elementary SchoolGrades PK-41.1 mi
6/10
Topsail Middle SchoolGrades 5-81.2 mi
8/10
Topsail High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Steel Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Blinds/Shades

Heating & Cooling

  • Heating features: Heat Pump,Electric,Forced Air
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,315
  • Total interior livable area: 2,315 sqft

Kitchen

  • Level: Ground

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 32933493670000
  • Zoning: RP
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Porch,Front Porch
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Horses can be raised: Yes
  • Living area range: 2200 - 2399

Lot

  • Lot size: 0.46 Acres
  • Lot size dimensions: 133 x 145 x 133 x 159

Parking

  • Parking features: Unpaved,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Inland Flooding
Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$53$636
Property Taxes $66$792
Electricity $215$2,587
Total$1,471$17,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,434/yr
40% on housing$44,130/yr
45% on housing$39,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 28443$271
Pender County$320

vs Homes Sold Last Month

Median $/sqft

ZIP 28443$220
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-07Price change$225,000
2026-05-04Listed for sale$250,000

For Sale by Agent

AgentGloria M Green
BrokerageGloria Green Realty

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