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118 S Belvedere Drive, Hampstead, NC, 28443

3beds
3baths
1,790sqft
$399,900
$223price/sqft
$2,464/moest. monthly cost
$98,560/yrincome needed

About This Home

Tucked away on just over half an acre, 118 S. Belvedere Drive offers the space and privacy that's becoming harder to find in Hampstead! This 3-bedroom + bonus room, 2.5-bath home sits in a quiet setting surrounded by mature trees, with a wooded buffer at the rear of the property backing up to Ironclad Golf Course. While you won't have direct views of the course, the tree-lined backyard provides exceptional privacy with no immediate rear neighbors, all while remaining just minutes from everything Hampstead has to offer! Inside, you'll find a comfortable, functional layout with spacious living areas, a cozy fireplace, and plenty of room for family and guests. The home's thoughtful design offers both everyday comfort and flexibility! Step outside to enjoy the expansive backyard, perfect for relaxing, entertaining, or simply enjoying the extra space! One of the best features of this home is its location. You're just around the corner from Ironclad Golf & Beer Garden, Shaka Taco, and other local favorites, with public boat access just minutes down the road, and Topsail Island's beaches only a short drive away! If you've been searching for a home that offers a larger homesite, a peaceful setting, and an unbeatable Hampstead location, this is one you won't want to miss!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

10/10
9/10
Surf City MiddleGrades 6-86.5 mi
8/10
Topsail High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Brick,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • None

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,790
  • Total interior livable area: 1,790 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 42036639130000
  • Zoning: PD
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Patio,Front Porch
  • Fencing: Partial,Back Yard,Fenced
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1600 - 1799

Lot

  • Lot size: 0.58 Acres
  • Lot size dimensions: 174 x 204 x 224 x 63

Parking

  • Total spaces: 1
  • Parking features: On Site,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Winter Weather
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$95$1,140
Property Taxes $147$1,764
Electricity $200$2,405
Total$2,464$29,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,480/yr
40% on housing$73,920/yr
45% on housing$65,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 28443$270
Pender County$320

vs Homes Sold Last Month

Median $/sqft

ZIP 28443$220
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$399,900
2024-10-01Listing removed$35,000
2024-06-26Listed for sale$35,000
2024-05-11Pending sale$35,000
2024-03-11Listed for sale$35,000
2024-02-26Pending sale$35,000
2024-02-13Listed for sale$35,000

For Sale by Agent

AgentAriana Blevins
BrokerageSalt Marsh Properties

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