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1943 Buffalo Creek Rd, Lake Lure, NC, 28746

6beds
4baths
2,694sqft
$1,625,000
$603price/sqft
$10,069/moest. monthly cost
$402,760/yrincome needed

About This Home

True to its name, Tranquility Lake House offers a rare blend of absolute serenity and powerhouse investment performance. Tucked away on a quiet, non-motorized section of Bald Mountain Lake in Lake Lure, this premium waterfront estate is a turnkey short-term rental managed by Carolina Mornings. The estate features two distinct living structures that comfortably sleep twelve guests. The main home is an open-concept mountain oasis anchored by soaring ceilings, warm wood finishes and a magical stone fireplace. Moments away, the carriage house suite over the garage and game room offers premium privacy. Outside, expansive decking leads to a private dock where days are spent kayaking crystal-clear waters and watching mountain sunsets. Owners and guests enjoy full access to Rumbling Bald Resort's two championship golf courses, private beach, pools and tennis, all set against a backdrop famous for its role in the classic film, Dirty Dancing.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Pinnacle Elementary SchoolGrades PK-510.2 mi
4/10
R-S Middle SchoolGrades 6-813.5 mi
4/10
R-S Central High SchoolGrades 9-1213.4 mi

Construction

Condition

  • Year built: 1968

Materials

  • Construction materials: Vinyl,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,ENERGY STAR Qualified Light Fixtures,ENERGY STAR Qualified Refrigerator,Exhaust Hood,Freezer,Microwave,Oven,Refrigerator,Washer,Washer/Dryer
  • Laundry features: In Bathroom,In Garage

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 2

Features

  • Total Primary Heated Living Area: 2227
  • Door features: Sliding Doors
  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 2,227

Heating & Cooling

  • Heating features: Ductless,Heat Pump
  • Cooling features: Ductless,Heat Pump

Interior Area

  • Total structure area: 1,769
  • Total interior livable area: 2,694 sqft

Living Room

  • Level: Main

Property

Details

  • Parcel number: 0654130100
  • Zoning: R-3
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Balcony,Deck,Enclosed,Front Porch,Screened,Side Porch
  • Exterior features: Fire Pit,In-Ground Irrigation
  • Spa features: Community
  • Has view: Yes
  • View description: Water,Year Round
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach - Public,Boat Ramp – Community,Boat Slip – Community,Boat Slip (Lease/License),Waterfront
  • Waterbody name: Lake Lure

Lot

  • Lot size: 0.60 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached Garage,Garage Door Opener,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Cold Wave
Landslide
Lightning
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,216$98,592
Home Insurance *$518$6,216
Property Taxes $1,085$13,020
Electricity $250$3,011
Total$10,069$120,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$345,222/yr
40% on housing$302,070/yr
45% on housing$268,506/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$603This listing

vs Other Active Listings

Avg $/sqft

ZIP 28746$276
Rutherford County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 28746$284
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$1,625,000
2024-09-16Sold$1,100,000
2024-08-08Listed for sale$1,249,000
2013-04-26Sold$299,000
2012-11-03Listed for sale$299,000

For Sale by Agent

AgentAndrea Battista
BrokeragePremier Sotheby’s International Realty

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