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122 Spring Chase Lane, Rocky Point, NC, 28457

2beds
3baths
2,372sqft
$465,000
$196price/sqft
$2,980/moest. monthly cost
$119,200/yrincome needed

About This Home

Welcome to this custom-built brick home with an assumable 4.12% interest rate, tucked away on a quiet cul-de-sac in River Landing set on over half an acre surrounded by mature trees and privacy. With a spacious driveway, boat launch access, and a very low HOA, this home offers flexibility and long-term value within an easygoing waterfront community. Inside, you'll find 2 bedrooms, 2.5 baths, and a dedicated office, all thoughtfully laid out for comfortable everyday living. The main living areas feature warm tongue-and-groove wood walls that add depth and character. The kitchen is finished with granite countertops, custom cherrywood cabinetry, farmhouse sink, and 5-burner cooktop with a popup downdraft. The owner's suite serves as a true retreat, offering direct access to a private hot tub porch, a custom oversized walk-in closet, and a modern wood accent wall that brings texture and warmth to the space. Upstairs, a massive unfinished space provides opportunity for future expansion, storage, or additional living area depending on your needs. Major improvements have already been handled. In 2023, the home received all new windows and updated bathrooms. Appliances and the hot water heater are less than three years old. The crawlspace has been fully encapsulated with a dehumidifier for added efficiency and protection. Additional upgrades include a whole-house automatic generator, natural gas heat, and true brick construction - not veneer - reinforcing the quality of the build. Two wired workshops and a 30-amp RV hookup add further flexibility for hobbies, projects, or travel storage. If you've been looking for privacy, solid construction, and room to grow - all within a community offering boat launch access - this home checks all the boxes. Schedule your showing to experience the setting and craftsmanship firsthand.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
8/10
Cape Fear MiddleGrades 6-81.8 mi
7/10
Heide Trask High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Brick,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Trash Compactor,Gas Cooktop,Built-In Microwave,Disposal,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bedroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Mud Room,Ceiling Fan(s),Hot Tub,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)
  • Flooring: LVT/LVP,Tile,Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Floored,Permanent Stairs,Walk-In

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,372
  • Total interior livable area: 2,372 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Second

Property

Details

  • Parcel number: 32237152770000
  • Zoning: RP
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: Above Ground
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch
  • Exterior features: None
  • Fencing: Chain Link,Back Yard,Wood
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: Boat Ramp,Water Access Comm
  • Frontage type: See Remarks
  • Living area range: 2200 - 2399

Lot

  • Lot size: 0.58 Acres
  • Features: Cul-De-Sac,Wooded,Boat Ramp,Water Access Comm
  • Lot size dimensions: 92 x 176 x 190 x 214

Parking

  • Parking features: Additional Parking,Off Street,On Site,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Inland Flooding
Strong Wind
Tornado
Cold Wave
Heat Wave
Ice Storm
Wildfire

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$121$1,452
Property Taxes $288$3,456
Electricity $220$2,651
Total$2,980$35,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,171/yr
40% on housing$89,400/yr
45% on housing$79,466/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 28457$280
Pender County$320

vs Homes Sold Last Month

Median $/sqft

ZIP 28457$194
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-28Listed for sale$475,000
2021-09-30Listing removed--
2021-09-09Pending sale$345,000
2021-08-30Listed for sale$345,000
2021-06-15Pending sale$345,000
2021-05-14Listed for sale$345,000
2014-05-10Listing removed$279,900
2014-03-22Price change$279,900
2014-02-21Price change$294,900
2013-10-09Listed for sale$299,900
2006-08-30Sold$251,000

For Sale by Agent

AgentCassie L Iventosch
BrokerageThe Saltwater Agency LLC

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