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203 W Court St, Rutherfordton, NC, 28139

2beds
1baths
1,283sqft
$210,000
$164price/sqft
$1,493/moest. monthly cost
$59,720/yrincome needed

About This Home

Charming home close to all that downtown Rutherfordton has to offer. This home offers two large bedrooms and one spacious bathroom with a claw foot tub. Beautiful hardwood floors throughout the home and 9-foot ceilings. Detached single car garage with additional storage space. New roof July 2020, new HVAC 2021, updated kitchen cabinets. Enjoy a cup of coffee on the sunporch overlooking the backyard or the large front porch.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
4/10
R-S Middle SchoolGrades 6-81.8 mi
4/10
R-S Central High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Refrigerator
  • Laundry features: Porch

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Fireplace features: Den
  • Finished area below ground: 0
  • Finished area above ground: 1,283

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,283
  • Total interior livable area: 1,283 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1204900
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.16 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Ice Storm
Lightning
Cold Wave
Inland Flooding
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$76$912
Property Taxes $156$1,872
Electricity $200$2,405
Total$1,493$17,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,188/yr
40% on housing$44,790/yr
45% on housing$39,813/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 28139$194
Rutherford County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 28139$192
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$210,000
2026-01-19Listing removed$210,000
2025-02-08Listed for sale$210,000
2025-02-01Listing removed$210,000
2024-08-16Listed for sale$210,000
2024-02-09Listing removed--
2023-08-05Listed for sale$225,000
2006-12-27Sold$61,216

For Sale by Agent

AgentDrew Radford
BrokerageEpic Life Realty Group

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