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678 N 15th St, Philadelphia, PA, 19130

3beds
3baths
1,851sqft
$525,000
$284price/sqft
$3,852/moest. monthly cost
$154,080/yrincome needed

About This Home

678 North 15th Street is a well-maintained, separately metered garage front triplex located just off booming Fairmount Ave. There are two (severely under rented) occupied units and one vacant unit, making the property ideal for an owner-occupant looking to offset their mortgage or a savvy investor seeking immediate rental income. The three spacious units each offer 1 bedroom, 1 bathroom, in-unit laundry, and private outdoor space. Unit #1 with a garage front, opens to a bright living room, followed by a bedroom in the middle, while the dining area, kitchen with a dishwasher, and full bathroom are set at the rear. There’s also a loft storage space and a laundry closet by the back door, which opens to the private patio. Unit #2 has an open kitchen at the center, along with a full bathroom and separate laundry room. The living room is at the front, while the rear bedroom features a private balcony and walk-in closet. Unit #3 offers a similar but more open layout, with its private balcony positioned at the front. This fantastic location earns a Walk Score of 93 and places you just steps from the restaurants, shops, and entertainment lining Fairmount Ave. Whole Foods, Target, and Giant are nearby, plus there’s easy access to public transit, Broad St, Community College of Philadelphia, the Philadelphia Museum of Art, and the Schuylkill River Trail. Schedule your showing today!

Getting Around

92
WalkingWalker's Paradise
83
TransitExcellent Transit
88
BikeVery Bikeable

Schools

5/10
Waring Laura W SchoolGrades PK-80.3 mi
2/10

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Other
  • Construction materials: Masonry

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,851
  • Total interior livable area: 1,851 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 084110200
  • Zoning: CMX2
  • Special condition: Standard
  • Exclusions: Tenant's Belongings

Features

  • Pool features: None

Lot

  • Lot size: 854 sqft
  • Lot size dimensions: 16.00 x 53.00

Parking

  • Total spaces: 1
  • Parking features: Covered,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$310$3,720
Property Taxes $664$7,968
Electricity $224$2,692
Total$3,852$46,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,068/yr
40% on housing$115,560/yr
45% on housing$102,720/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 19130$280
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19130$296
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Price change$515,000
2026-06-30Price change$525,000
2026-06-08Listed for sale$549,900
1993-07-15Sold$70,000

For Sale by Agent

AgentStuart Cohen
BrokerageKW Empower

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