1313 High Trail Dr, Nebo, NC, 28761
About This Home
Experience the ease of one-level living in this exceptional lakefront retreat, perfectly positioned in a private cove designed for relaxation, recreation, and unforgettable entertaining. Exterior is charming with Old Carolina brick, Hardisiding and stone accents. A welcoming covered front porch sets the tone for the warm and inviting interior. Inside, the spacious great room showcases soaring beamed ceilings and flows seamlessly into the chef's kitchen, creating an ideal gathering space for family and friends. Just beyond the kitchen, a quiet reading nook or breakfast room offers the perfect place to enjoy morning coffee while taking in peaceful views. The open dining area completes the heart of the home, providing generous space for everyday living and special occasions. There is also a built in bar and entertainment area with a distinctive bourbon barrel stave accent wall that creates the ultimate gathering spot. Designed to embrace indoor-outdoor living, expansive doors open to a spectacular flagstone patio featuring a stunning wood-burning stone fireplace and an entertainer's dream outdoor kitchen complete with a gas grill & electric smoker. The thoughtfully designed main level includes a spacious primary suite with a private bath, a second bedroom that also serves perfectly as a home office, an additional guest bedroom, and a well-appointed hall bath. A large laundry and mudroom offers exceptional functionality and connects to the oversized three-car garage, complete with utility sink, freezer, and abundant storage. Upstairs, guests and family will appreciate the finished recreation room, additional bedroom, full bath, and convenient kitchenette, creating an ideal private retreat or multi-generational living space. Outdoor enthusiasts will appreciate the included Hurricane deck boat and utility Gator, making lake adventures and property access even more convenient. Take the easy path to the two slip floating dock with lift. With incredible storage throughout, premium outdoor amenities, and a layout that blends everyday comfort with luxury entertaining all on one level, this lakefront property offers an extraordinary lifestyle where every day feels like a vacation.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2012
Materials
- Foundation: Slab
- Construction materials: Brick Partial,Hardboard Siding,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Bar Fridge,Dishwasher,Double Oven,Dryer,Exhaust Hood,Freezer,Gas Cooktop,Microwave,Refrigerator,Wall Oven,Warming Drawer,Washer/Dryer
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Bar Entertainment
- Level: Main
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bathroom Full
- Level: Upper
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Bonus Room
- Level: Upper
Breakfast
- Level: Main
Dining Area
- Level: Main
Features
- Built-in Features,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry,Wet Bar
- Door features: French Doors,Insulated Door(s)
- Window features: Insulated Windows
- Flooring: Carpet,Tile,Wood
- Fireplace features: Outside,Wood Burning
- Finished area below ground: 0
- Finished area above ground: 3,745
Heating & Cooling
- Heating features: Electric,Forced Air,Heat Pump
- Cooling features: Ceiling Fan(s),Central Air,Heat Pump
Interior Area
- Total structure area: 3,745
- Total interior livable area: 3,745 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 171300927101
- Zoning: R
- Special condition: Standard
- Other equipment: Generator Hookup,Surround Sound
- Horse amenities: None
Features
- Levels: 1 Story/F.R.O.G.
- Patio & porch: Covered,Patio
- Exterior features: Outdoor Kitchen
- Has view: Yes
- View description: Water,Year Round
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Dock,Waterfront
- Waterbody name: Lake James
Lot
- Lot size: 1.60 Acres
- Features: Private,Wooded,Views
Parking
- Total spaces: 3
- Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Cold Wave
- Hail
- Inland Flooding
- Landslide
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in McDowell County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,618 | $127,416 |
| Home Insurance * | $615 | $7,380 |
| Property Taxes | $1,173 | $14,076 |
| Electricity | $348 | $4,185 |
| Total | $12,754 | $153,048 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Listed for sale | $2,100,000 |
| 2003-11-17 | Sold | $200,000 |
For Sale by Agent
View on Zillow