193 Downing Pl, Lake Lure, NC, 28746
About This Home
Welcome to your dream retreat in Rumbling Bald-----where breathtaking golf course views, elegant updates and resort-style living come together beautifully. Perfectly positioned overlooking the 16th fairway of Apple Valley Golf Course, this immaculate home offers a rare combination of comfort, charm, and everyday luxury. The main level is designed for easy living and effortless entertaining, with vaulted ceilings, a gas-log fireplace and sliding glass doors that open to a spacious rear deck, perfect for taking in the serene surroundings. The primary en-suite bedroom, guest bedroom, and full guest bath are also conveniently located on this level. Thoughtfully maintained and beautifully appointed, the home features an updated kitchen, generous storage, stainless steel appliances, and quartz countertops. The bright all-season sunroom is filled with natural light and offers peaceful views of the golf course, the level landscaped backyard and the inviting fire pit area---an ideal setting for quiet mornings or memorable evenings with friends and family. The finished walk-out lower level expands the living space with two additional guest rooms, a full bath, a flexible recreation room and a remarkable unfinished workshop and storage area with golf-cart parking and direct access to the backyard. Whether hosting guests, working on projects, or simply enjoying the extra space, this level adds exceptional versatility. Just a short walk from the Apple Valley pool and clubhouse, this home places you at the heart of one of the area's most desirable resort communities. Enjoy access to 24 hour security, lake access, a private beach, indoor and outdoor pools, tennis courts, two championship golf courses, a fitness center, spa, restaurants, and much more. Here, every day feels like a getaway!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1989
Materials
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Electric Water Heater,Microwave,Plumbed For Ice Maker,Refrigerator with Ice Maker,Self Cleaning Oven,Washer,Washer/Dryer
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Basement Shop,Exterior Entry,Interior Entry,Partially Finished,Storage Space,Walk-Out Access,Walk-Up Access
Bathroom Full
- Level: Main
Bathroom Full
- Level: Basement
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Breakfast
- Level: Main
Den
- Level: Basement
Dining Room
- Level: Main
Features
- Soaking Tub,Walk-In Closet(s)
- Door features: Insulated Door(s),Sliding Doors
- Window features: Insulated Windows,Skylight(s)
- Flooring: Carpet,Hardwood,Tile
- Fireplace features: Gas Log,Great Room
- Attic: Pull Down Stairs
- Finished area below ground: 1,114
- Finished area above ground: 2,025
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,025
- Total interior livable area: 3,139 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Other
- Level: Basement
Primary Bedroom
- Level: Main
Recreation Room
- Level: Basement
Workshop
- Level: Basement
Property
Details
- Parcel number: 1609045
- Zoning: R-3
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: Community
- Patio & porch: Awning(s),Balcony,Front Porch,Glass Enclosed,Rear Porch
- Exterior features: Fire Pit
- Spa features: Community
- Has view: Yes
- View description: Golf Course,Mountain(s),Year Round
- Waterfront features: Beach - Public,Boat Ramp – Community,Boat Slip – Community,Boat Slip (Lease/License),Paddlesport Launch Site - Community
- Waterbody name: Lake Lure
Lot
- Lot size: 0.69 Acres
- Features: On Golf Course,Wooded,Views
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage,Garage Faces Front,Parking Space(s),Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Strong Wind
- Cold Wave
- Landslide
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Rutherford County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,539 | $42,468 |
| Home Insurance * | $223 | $2,676 |
| Property Taxes | $467 | $5,604 |
| Electricity | $292 | $3,508 |
| Total | $4,521 | $54,252 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Listed for sale | $700,000 |
| 2026-08-01 | Listing removed | $729,000 |
| 2026-05-01 | Price change | $729,000 |
| 2025-08-28 | Price change | $749,000 |
| 2025-07-17 | Listed for sale | $774,000 |
| 2025-07-08 | Listing removed | $785,000 |
| 2025-01-07 | Listed for sale | $785,000 |
| 2024-12-31 | Listing removed | $785,000 |
| 2024-07-15 | Listed for sale | $785,000 |
| 2016-07-12 | Sold | $237,500 |
| 2016-06-09 | Pending sale | $295,500 |
| 2016-05-11 | Price change | $295,500 |
| 2015-08-07 | Listed for sale | $325,000 |
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