




108 Bay Tree Circle, Hampstead, NC, 28443
About This Home
Reduced Price. Welcome to 108 Bay Tree Circle, Hampstead, NC! This charming property is set in Pender County and offers easy access to a host of amenities and recreational activities. Located just two minutes from Hampstead Kiwanis Park, you'll enjoy outdoor adventures and excellent facilities right nearby. Boating fans will appreciate Sloop Point Marina being only four miles away, so you can be on the water within ten minutes. This well-maintained home boasts over 1675 square feet of living space. Tile flooring enhances the kitchen, foyer, bathrooms, and dining area, while tongue-and-groove vaulted ceilings, a wood burning fireplace, skylights, and an alarm system add comfort and security. Enjoy a bright and private Florida/great room, mature landscaping, and much more. Just minutes from the beach and four local golf courses, this three-bedroom patio home features a spacious Florida room and a large garage with storage. conveniently located near golf, Topsail Beach, and Surf City. Your new home sits within the sought-after Topsail Schools district, ensuring quality education for your children. Wilmington's bustling city life is about a 25-minute drive, where plenty of entertainment, dining, and shopping await. Golf lovers and those seeking outdoor fun will love the walking-distance proximity to a golf course and beer garden, with pickleball courts also close by. Military families benefit from a prime location, with New River Air Station just twenty minutes away and Camp Lejeune reachable in thirty-five minutes. The property includes a garage with Workshop for extra convenience. Don't miss your chance to call 108 Bay Tree Circle your new home--schedule a viewing today and discover all that Hampstead has for you.
Getting Around
Schools
Construction
Condition
- Year built: 1987
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Wood Siding,Wood Frame,See Remarks
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Trash Compactor,Washer,Refrigerator,Dryer,Dishwasher
- Laundry features: Laundry Closet,Laundry Room
Basement
- Basement: None
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Family Room
- Level: First
Features
- Entrance Foyer,Ceiling Fan(s),Pantry,Blinds/Shades
- Window features: Skylight(s),Thermal Windows
- Flooring: LVT/LVP,Carpet,Laminate,Tile
Heating & Cooling
- Heating features: Wall Furnace,Heat Pump,Fireplace(s),Electric,Forced Air
- Cooling features: Wall/Window Unit(s),Heat Pump,Multi Units
Interior Area
- Total structure area: 1,675
- Total interior livable area: 1,675 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 42037945220000
- Zoning: PD
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Patio,See Remarks,Glass Enclosed
- Fencing: Metal/Ornamental,Block,Partial,Back Yard,Wood
- Has view: Yes
- View description: See Remarks
- Frontage type: See Remarks
- Living area range: 1600 - 1799
Lot
- Lot size: 9,583 sqft
- Lot size dimensions: 47 x 178 x 184 x 62
Parking
- Total spaces: 2
- Parking features: Workshop in Garage,Shared Driveway,Garage Faces Side,Detached,Concrete,Garage6,Garage7
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Winter Weather
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Pender County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $65 | $780 |
| Property Taxes | $59 | $708 |
| Electricity | $200 | $2,405 |
| Total | $1,714 | $20,568 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $299,900 |
| 2026-03-26 | Price change | $315,000 |
| 2026-03-10 | Listed for sale | $324,900 |
| 2016-11-02 | Sold | $29,000 |
| 2016-10-14 | Pending sale | $28,500 |
| 2016-10-10 | Listed for sale | $28,500 |
| 2004-05-17 | Sold | $116,000 |
