See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

227 Sidney Lanier Dr, Lake Lure, NC, 28746

2beds
2baths
1,254sqft
$850,000
$678price/sqft
$5,337/moest. monthly cost
$213,480/yrincome needed

About This Home

The full unfinished basement features Superior Walls construction, a functioning full bathroom, offering outstanding potential for additional finished living space such as a recreation room, home gym, workshop, or hobby area. With a 3 bedroom septic in place there are many possibilities for expansion. Breathtaking mountain views take center stage from this beautifully maintained mountain retreat, offering easy year round access via paved roads no steep or intimidating mountain driving required. Sold completely furnished, this home is ready for you to start enjoying mountain living from day one or rental ready. The open concept living area is designed to maximize the incredible scenery, with vaulted ceilings, a cultured stone gas log fireplace, abundant windows, and French doors that seamlessly blend indoor and outdoor living. The kitchen, dining area, and living room all enjoy panoramic mountain vistas, while the oversized deck provides the perfect setting for entertaining, grilling, or simply relaxing and taking in the spectacular landscape. Enjoy incredible views of Chimney Rock, Hickory Nut Gorge, and the surrounding mountain cliffs from the comfort of your own home. Wake up each morning in the spacious primary suite, where French doors open to the expansive deck and showcase dramatic rock face views right from your bed. Unwind in the charming clawfoot soaking tub after a day of exploring the surrounding mountains. A comfortable guest bedroom and full bath provide welcoming accommodations for family or friends. Beautiful Australian Cypress hardwood flooring flows throughout the main living areas, with tile flooring in the bathrooms and laundry room. Lovingly maintained as a private vacation home, this property has never been used as a rental, resulting in minimal wear and tear. However, it offers excellent potential as a short-term vacation rental or investment property. Recent updates include a new roof (2025), new water heater (2024), and new refrigerator (2026). Located just minutes from Chimney Rock State Park, Chimney Rock Village, and Lake Lure Beach, you'll enjoy convenient access to restaurants, grocery shopping, hiking, mountain biking, rock climbing, and countless outdoor adventures. Charming mountain towns including Hendersonville, Saluda, Tryon, and Forest City are all nearby, while Asheville, Greenville, and Charlotte are easy day trips.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
Pinnacle Elementary SchoolGrades PK-512.2 mi
4/10
R-S Middle SchoolGrades 6-814.2 mi
4/10
R-S Central High SchoolGrades 9-1214.2 mi

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Cedar Shake,Hardboard Siding,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Storage Space,Unfinished,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Open Floorplan,Storage
  • Flooring: Tile,Wood
  • Fireplace features: Gas Log,Gas Unvented,Living Room
  • Finished area below ground: 0
  • Finished area above ground: 1,254

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,254
  • Total interior livable area: 1,254 sqft

Kitchen

  • Features: Open Floorplan
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Vaulted Ceiling(s)
  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1623723
  • Zoning: R1A
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Rear Porch
  • Has view: Yes
  • View description: Long Range,Mountain(s),Year Round

Lot

  • Lot size: 0.32 Acres
  • Features: Views

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Cold Wave
Landslide
Lightning
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$271$3,252
Property Taxes $568$6,816
Electricity $200$2,405
Total$5,337$64,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,982/yr
40% on housing$160,110/yr
45% on housing$142,320/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$678This listing

vs Other Active Listings

Avg $/sqft

ZIP 28746$281
Rutherford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 28746$284
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$850,000
2026-07-05Listed for sale$899,000
2000-09-14Sold$35,000

For Sale by Agent

AgentKari Owens
BrokerageCarolina Properties

Similar Homes