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27 Anchor Dr, Nebo, NC, 28761

5beds
5baths
4,960sqft
$2,699,000
$544price/sqft
$16,406/moest. monthly cost
$656,240/yrincome needed

About This Home

Whether you decide to reside full time, or create your own mountain retreat, this high-quality craftsman home exceeds expectations. Custom woodwork, cathedral ceiling with towering stone fireplace, light filled expansive windows, gourmet kitchen and impressive primary suite enhance this home's appeal. The kitchen provides a six-burner gas Wolf range with pot filler, Wolf double wall ovens, Sub- Zero refrigerator and wine cooler. The bright sunroom will entice you to sit for a spell. Enjoy company by the fireplace in the great room. Primary suite offers a beautiful soaking tub, tiled shower and custom walk-in closet. Fully screened porches on the main and lower levels provide alfresco space to entertain and cook on the grill. The basement level offers a spacious den, billiard/game room, three guest rooms and two full bathrooms, along with a screened porch, deck and hot tub. Additional guest bedroom or office is privately located above the garage and includes a full bath. The exterior sun deck provides lake views, floating dock, double boat lifts and upper-level sun deck. Lake James is sourced from mountain rivers providing pristine water for swimming, kayaking, skiing, fishing and so much more.  Framed by the Linville Mountain Gorge, this lake offers breathtaking serenity. Life is better on the lake! *Home includes a rare and coveted tram incline system providing easy lake access for you and your boating supplies down to the boat dock. *Sold substantially furnished; Buyer's choice of 2016 Chaparral 21 H2O Bowrider 225hp inboard/outboard; OR 2016 Stratos 186 Bass boat 115hp Mercury Optimax, with trolling motor.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Nebo Elementary SchoolGrades PK-52.1 mi
3/10
Mcdowell High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Hardboard Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Electric Water Heater,Exhaust Hood,Gas Range,Microwave,Refrigerator with Ice Maker,Self Cleaning Oven,Wall Oven,Washer/Dryer,Water Softener,Wine Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Finished,Full,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access

Bathroom Full

  • Features: Garden Tub,Walk-In Closet(s)
  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Basement

Bathroom Full

  • Level: Basement

Bathroom Half

  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s),En Suite Bathroom
  • Level: Basement

Bedroom S

  • Features: Vaulted Ceiling(s)
  • Level: Upper

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Basement

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Den

  • Features: Ceiling Fan(s)
  • Level: Basement

Dining Room

  • Level: Main

Features

  • Breakfast Bar,Built-in Features,Hot Tub,Kitchen Island,Open Floorplan,Storage,Walk-In Closet(s),Walk-In Pantry,Wet Bar
  • Door features: Insulated Door(s),Pocket Doors,Screen Door(s)
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Den,Gas Log,Gas Vented,Great Room
  • Attic: Walk-In
  • Finished area below ground: 1,770
  • Finished area above ground: 3,190

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,190
  • Total interior livable area: 4,960 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Open Floorplan,Walk-In Pantry
  • Level: Main

Laundry

  • Features: Storage
  • Level: Main

Loft

  • Features: Built-in Features,Vaulted Ceiling(s)
  • Level: Upper

Other

  • Level: Basement

Other

  • Features: Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Open Floorplan,Reception Area
  • Level: Main

Primary Bedroom

  • Features: Built-in Features,Ceiling Fan(s),En Suite Bathroom,Garden Tub,Vaulted Ceiling(s),Walk-In Closet(s)
  • Level: Main

Sunroom

  • Features: Vaulted Ceiling(s)
  • Level: Main

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 172300000488
  • Zoning: R3
  • Special condition: Standard
  • Other equipment: Generator,Network Ready,Surround Sound
  • Horse amenities: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Deck,Enclosed,Front Porch,Patio,Porch,Rear Porch,Screened
  • Has spa: Yes
  • Spa features: Heated,Interior Hot Tub
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Lift,Dock,Paddlesport Launch Site,Paddlesport Launch Site - Community,Waterfront
  • Waterbody name: Lake James

Lot

  • Lot size: 0.87 Acres
  • Features: Level,Sloped,Steep Slope,Wooded,Views

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Cold Wave
Hail
Inland Flooding
Landslide
Tornado

FEMA Declared Disasters in McDowell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,647$163,764
Home Insurance *$791$9,492
Property Taxes $1,507$18,084
Electricity $461$5,543
Total$16,406$196,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$562,491/yr
40% on housing$492,180/yr
45% on housing$437,493/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$544This listing

vs Other Active Listings

Avg $/sqft

ZIP 28761$446
McDowell County$256

vs Homes Sold Last Month

Median $/sqft

ZIP 28761$274
McDowell County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Listed for sale$2,999,000
2016-05-05Sold$800,000
2016-04-11Pending sale$999,000
2016-04-02Price change$999,000
2015-11-17Price change$1,099,000
2015-03-05Listed for sale$1,199,000
2007-07-31Sold$1,000,000

For Sale by Agent

AgentJanet Blake
BrokerageIvester Jackson Blackstream

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