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137 Napa Dr, Rutherfordton, NC, 28139

0beds
--baths
0sqft
$99,000
--price/sqft
$828/moest. monthly cost
$33,120/yrincome needed

About This Home

Opportunity awaits on this unrestricted 3-acre property in Rutherfordton within walking distance to the Purple Martin Greenway Trail! With no known restrictions, this property offers endless potential for a new home, manufactured home, recreational use, or investment project. Enjoy the flexibility of owning 3 acres in a peaceful setting while creating your vision from the ground up.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
4/10
R-S Middle SchoolGrades 6-82.6 mi
4/10
R-S Central High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Other - See Remarks
  • Roof: Other - See Remarks
  • Construction materials: Wood,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: None

Features

  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 0

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 614971
  • Zoning: none
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 3 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Ice Storm
Lightning
Cold Wave
Hail
Inland Flooding
Landslide
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$36$432
Property Taxes $92$1,104
Electricity $200$2,405
Total$828$9,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,388/yr
40% on housing$24,840/yr
45% on housing$22,080/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28139$196
Rutherford County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 28139$192
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$99,000
2022-06-07Sold$53,000

For Sale by Agent

AgentLeigh Ann Hill
BrokerageMain Street Realty Group LLC

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