107 Whispering Pine Lane, Holly Ridge, NC, 28445
About This Home
Experience the coastal lifestyle you've been dreaming of in the highly sought-after gated community of Summerhouse on Everett Bay. Backing to a private wooded homesite, this lovely home was built in 2022 and beautifully appointed throughout. You'll enjoy exceptional privacy and peaceful views rarely found in newer construction. Whether you're sipping your morning coffee on the patio or entertaining family and friends, the natural backdrop creates a true backyard retreat. Inside, you'll find a bright, open floor plan with stylish finishes, abundant natural light, and the quality craftsmanship today's buyers are looking for. An upgraded whole-home water filtration system provides added comfort and convenience, while the nearly new condition means you can enjoy all the benefits of new construction without the wait. Life in Summerhouse on Everett Bay is about more than just a beautiful home--it's a lifestyle. Residents enjoy resort-style amenities including a stunning clubhouse, fitness center, swimming pool, pickleball and tennis courts, walking trails, playground, and community parks. Boating enthusiasts will appreciate the neighborhood's private boat launch, day docks, and direct access to Everett Bay and the Intracoastal Waterway, making days on the water effortless. Conveniently located just minutes from the pristine beaches of Topsail Island, shopping, dining, and Camp Lejeune, this home offers the perfect balance of coastal relaxation and everyday convenience. If you've been waiting for a home that offers modern living, exceptional privacy, and one of coastal North Carolina's premier waterfront communities, this is the one you've been waiting for!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Slab
- Roof: Architectural Shingle
- Construction materials: Fiber Cement,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Microwave,Water Softener,Refrigerator,Dishwasher,Electric Range
- Laundry features: Laundry Closet
Basement
- Basement: None
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Solid Surface,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Eat-in Kitchen,Smart Thermostat,Walk-In Closet(s)
- Flooring: LVT/LVP
- Attic: Scuttle
Heating & Cooling
- Heating features: Fireplace Insert,Electric,Heat Pump
- Cooling features: Central Air,Zoned,Ceiling Fan(s)
Interior Area
- Total structure area: 3,222
- Total interior livable area: 3,222 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 762c148
- Zoning: R-20
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Covered,Patio,Screened,Front Porch
- Exterior features: Irrigation System,Cluster Mailboxes
- Fencing: None
- Has view: Yes
- View description: None
- Frontage type: See Remarks
- Living area range: 3000 - 3499
Lot
- Lot size: 9,583 sqft
- Features: Wooded,Landscaped,Sprinklers in Front,Sprinklers in Rear
- Lot size dimensions: 62.40,148.66,68.21,148.25
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Attached,Garage Door Opener,On Site,Paved,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Winter Weather
- Lightning
- Strong Wind
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Onslow County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,767 | $45,204 |
| Home Insurance * | $183 | $2,196 |
| Property Taxes | $612 | $7,344 |
| Electricity | $300 | $3,601 |
| Total | $4,862 | $58,344 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-19 | Listed for sale | $745,000 |
| 2023-02-24 | Sold | $509,250 |
| 2022-03-22 | Sold | $55,000 |
| 2022-02-09 | Pending sale | $519,900 |
| 2021-12-13 | Listed for sale | $519,900 |
For Sale by Agent
View on Zillow