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2165 Scotts Hill Loop Road, Wilmington, NC, 28411

5beds
4baths
3,543sqft
$1,525,000
$430price/sqft
$9,194/moest. monthly cost
$367,760/yrincome needed

About This Home

Views for days in this stunning NEW CONSTRUCTION home Tucked just off Scotts Hill Loop, this thoughtfully designed 5-bedroom, 4-bath coastal home pairs privacy and space with beautiful views of the Intracoastal Waterway and distant ocean swells beyond Rich's Inlet. Designed with a reverse floor plan to take full advantage of the scenery, the main living level is open, bright, and made for entertaining. The chef-inspired kitchen features KitchenAid appliances, quartz countertops, a generous walk-in pantry, and custom wine bar with beverage refrigerator--all opening seamlessly to the living and dining spaces. With two primary suites with private en suites, two separate living areas, and an elevator, the floor plan offers exceptional flexibility for guests, extended family, or multigenerational living. Step outside to two covered porches where coastal views become part of everyday life--from morning coffee to evening sunsets. An oversized two-car garage, detached storage shed, and abundant interior storage provide plenty of room for beach gear, bikes, golf carts, and more. Set on a spacious 0.67-acre lot, there is room to enjoy the outdoors while still maintaining privacy. Even better, the new septic system was strategically positioned to preserve valuable backyard space and allow for the possibility of a future pool--giving the next owner the opportunity to create an incredible private coastal retreat. New construction, water views, space, privacy, and room for a pool--all in sought-after Scotts Hill. This is one you'll want to experience in person.

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
28
BikeSomewhat Bikeable

Schools

9/10
6/10
Topsail Middle SchoolGrades 5-87.2 mi
8/10
Topsail High SchoolGrades 9-126.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Other,Pilings
  • Roof: Shingle
  • Construction materials: Wood Frame,See Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedroom1

  • Level: Third

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: Third

Features

  • Entrance Foyer,Kitchen Island,Pantry

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,543
  • Total interior livable area: 3,543 sqft

Kitchen

  • Level: Third

Living Room

  • Level: Third

Master Bedroom

  • Level: Third

Property

Details

  • Parcel number: 32801521820000
  • Zoning: RP
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Covered,Porch
  • Fencing: None
  • Has view: Yes
  • View description: ICW,Water
  • Water view: Water
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 3500 - 3999

Lot

  • Lot size: 0.64 Acres
  • Lot size dimensions: 141 x 200 x 138 x 200

Parking

  • Total spaces: 4
  • Parking features: Garage,Underhouse
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Inland Flooding
Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,711$92,532
Home Insurance *$414$4,968
Property Taxes $740$8,880
Electricity $329$3,959
Total$9,194$110,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$315,222/yr
40% on housing$275,820/yr
45% on housing$245,173/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$430This listing

vs Other Active Listings

Avg $/sqft

ZIP 28411$438
Pender County$318

vs Homes Sold Last Month

Median $/sqft

ZIP 28411$244
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$1,525,000
2025-10-14Sold$500,000
2025-09-30Pending sale$585,000
2025-08-25Price change$585,000
2025-08-14Listed for sale$595,000
2025-07-14Contingent$595,000
2025-04-23Pending sale$595,000
2025-04-12Listed for sale$595,000

New Construction

AgentBeatty Pittman Real Estate Team LLC
BrokerageIntracoastal Realty Corporation

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