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145 Flynn Ct, Lake Lure, NC, 28746

2beds
4baths
2,576sqft
$625,000
$243price/sqft
$3,996/moest. monthly cost
$159,840/yrincome needed

About This Home

Custom Built Log Home in Rumbling Bald on Lake Lure! This inviting log cabin has everything you need as it comes fully furnished and ready to move in. Currently a 2nd home/short-term rental, this home has wonderful rustic charm on a large private wooded lot. The woodsy decor and detail of the home add to the atmosphere. There is ample space in the Great Room with a beautiful Stone Fireplace and open spacious living area. The kitchen is equipped with everything you need, meaning making your favorite meals will be a breeze. A cozy dining area makes space to eat with your friends or family. The deck is the perfect spot to catch your breath after an action-packed day. Unwind while surrounded by nature. There is a huge den in the basement that includes a bar/entertainment area, bonus bed space and full bathroom. Just a short drive down to the Private Beach, two Championship Golf Courses, Wellness Center, Restaurants, and all the amenities available in this wonderful community.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
4/10
R-S Middle SchoolGrades 6-812.7 mi
4/10
R-S Central High SchoolGrades 9-1212.7 mi

Construction

Condition

  • Year built: 1999

Materials

  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Gas Range,Microwave,Refrigerator with Ice Maker,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Bar Entertainment

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Walk-Out Access,Walk-Up Access

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Den

  • Level: Basement

Features

  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas,Great Room,Propane
  • Finished area below ground: 1,037
  • Finished area above ground: 1,539

Heating & Cooling

  • Heating features: Ductless,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Ductless

Interior Area

  • Total structure area: 1,539
  • Total interior livable area: 2,576 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Loft

  • Level: Upper

Other

  • Level: Basement

Other

  • Level: Main

Other

  • Level: Upper

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1616420
  • Zoning: R1C
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Fire Pit
  • Spa features: Community
  • Waterfront features: Beach - Public,Boat Ramp – Community,Boat Slip (Lease/License),Boat Slip – Community,Paddlesport Launch Site - Community
  • Waterbody name: Lake Lure

Lot

  • Lot size: 0.57 Acres
  • Features: Private,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Cold Wave
Landslide
Lightning
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$199$2,388
Property Taxes $398$4,776
Electricity $239$2,879
Total$3,996$47,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,005/yr
40% on housing$119,880/yr
45% on housing$106,560/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 28746$284
Rutherford County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 28746$284
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-11Listed for sale$645,000
2025-10-19Listing removed$675,000
2025-04-19Listed for sale$675,000
2022-08-25Sold$578,000
2022-08-08Contingent$589,500
2022-07-09Pending sale$589,500
2022-07-07Listed for sale$589,500
2013-10-10Sold$310,000
2013-05-29Price change$319,900
2013-03-05Listed for sale$339,000

For Sale by Agent

AgentMichael Zerressen
BrokerageRumbling Bald Real Estate

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