8020 8th Street, Surf City, NC, 28445
About This Home
Updated Features: Newly installed hot tub, privacy wall, outdoor shower, full interior paint, and remodeled kitchen! Home warranty and phenomenal rental income! Huge lot and fully furnished! Vacation rental is self managed with incredibly positive reviews. With over 1500 square feet of decks and porches, discover coastal paradise at this breathtaking and fully renovated 5-bedroom, 3-bathroom beach house, spanning 2,183 square feet. Built in 2022 and just 0.2 miles from the ocean, it offers stunning canal, sound, and ocean views. This home is perfect for relaxing with morning coffee or enjoying vibrant sunsets from its expansive double decks. The open-concept living area seamlessly blends a cozy living room with comfortable seating and entertainment, a dining space, and a gourmet kitchen featuring stainless steel appliances, granite countertops, and ample cabinetry, making this home ideal for entertaining or family gatherings. Each bedroom is generously sized, adorned with tasteful coastal decor, and can collectively accommodate up to 12 guests. With newer siding, windows, doors, flooring, and a modern heat pump, this home is move-in ready or primed for lucrative short-term rentals. Additional perks include a heated and cooled ground-level entry with storage, parking under the house, and a driveway. Located steps from convenient ocean access between 8th and 9th Streets, this property is the ultimate blend of luxury, comfort, and investment potential. Don't miss your chance to own this Surf City stunner!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Other,Pilings
- Roof: See Remarks,Composition
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Mini Refrigerator,Built-In Microwave,Washer,Refrigerator,Range,Ice Maker,Dryer,Dishwasher
- Laundry features: Dryer Hookup,Washer Hookup,In Hall
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Master Downstairs,Vaulted Ceiling(s),Reverse Floor Plan
- Window features: Skylight(s)
- Flooring: LVT/LVP
- Attic: Access Only,Storage
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,159
- Total interior livable area: 2,159 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 80493
- Zoning: MHS
- Special condition: Standard
Features
- Levels: Three Or More
- Patio & porch: Open,Deck,Porch,Front Porch,Rear Porch
- Exterior features: Outdoor Shower,Gas Grill,DP50 Windows
- Fencing: None
- Has view: Yes
- View description: Canal,ICW,Ocean,Sound,Water
- Has water view: Yes
- Water view: Canal,Ocean,Sound,Water
- Waterfront features: Boat Ramp,Deeded Water Access
- Frontage type: See Remarks
- Living area range: 2000 - 2199
Lot
- Lot size: 6,534 sqft
- Features: Cul-De-Sac,Open Lot,Boat Ramp,Deeded Water Access,Ocean Side
- Lot size dimensions: 55 x 120
Parking
- Parking features: Circular Driveway,Off Street,On Site,Paved,Unpaved
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Winter Weather
- Lightning
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Onslow County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,828 | $57,936 |
| Home Insurance * | $234 | $2,808 |
| Property Taxes | $519 | $6,228 |
| Electricity | $201 | $2,413 |
| Total | $5,782 | $69,384 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Price change | $955,000 |
| 2026-03-01 | Listed for sale | $987,000 |
| 2026-01-04 | Listing removed | $949,000 |
| 2025-11-24 | Price change | $949,000 |
| 2025-11-18 | Price change | $954,000 |
| 2025-10-13 | Price change | $959,000 |
| 2025-10-06 | Price change | $964,000 |
| 2025-09-29 | Price change | $969,000 |
| 2025-07-31 | Listed for sale | $974,000 |
| 2024-01-30 | Listing removed | -- |
| 2024-01-09 | Listed for rent | $4,000 |
| 2024-01-01 | Listing removed | -- |
| 2023-12-11 | Listed for rent | $4,000 |
| 2023-11-30 | Listing removed | -- |
| 2023-11-02 | Listed for rent | $4,000 |
| 2023-10-14 | Listing removed | -- |
| 2023-09-18 | Listing removed | -- |
| 2023-09-03 | Listed for rent | $4,000 |
| 2023-05-11 | Listed for sale | $950,000 |
| 2022-05-04 | Sold | $795,000 |
| 2022-02-22 | Pending sale | $795,000 |
| 2022-02-08 | Listed for sale | $795,000 |
| 2021-03-15 | Listing removed | -- |
| 2020-04-08 | Listed for sale | $422,000 |
| 2020-01-07 | Sold | $110,000 |
| 2019-12-06 | Pending sale | $124,900 |
| 2018-06-27 | Sold | $80,000 |
| 2014-01-03 | Sold | $32,000 |
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