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184 Sunlight Path, Lake Lure, NC, 28746

5beds
3baths
3,768sqft
$649,000
$172price/sqft
$4,127/moest. monthly cost
$165,080/yrincome needed

About This Home

Discover your dream mountain retreat in Lake Lure! This stunning 3,768 sq ft, custom built, Northern White Cedar Log Home is a masterpiece of rustic luxury. Nestled in a private setting just outside Lake Lure, this 5 bedroom, 3 bath haven offers the perfect blend of natural beauty and modern comfort. Imagine waking up to the soothing sound of a 30 ft waterfall right in your backyard. Step inside to be greeted by soaring 18 ft cathedral ceilings and a massive stone fireplace that creates an awe-inspiring focal point. The spacious 23X23 den is ideal for large family gatherings and making lasting memories. Indulge in the finest finishes throughout, including engineered hardwood flooring, Anderson windows and doors and heated bathroom floors for ultimate comfort. Dual fuel, gas furnaces ensure year-round coziness. Value priced at just $184 per sq ft, this one-of-a-kind property won't last long. Don't miss your chance to own a slice of Lake Lure heaven.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
4/10
R-S Middle SchoolGrades 6-812.9 mi
4/10
R-S Central High SchoolGrades 9-1212.7 mi

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Fiberglass
  • Construction materials: Log,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Dryer,Electric Cooktop,Microwave,Propane Water Heater,Refrigerator,Trash Compactor,Wall Oven,Washer,Washer/Dryer
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Finished,Interior Entry,Walk-Out Access,Walk-Up Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Main

Bedroom S

  • Level: Basement

Bedroom S

  • Level: Basement

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Family Room

  • Level: Basement

Features

  • Open Floorplan
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Slate,Tile,Wood
  • Fireplace features: Gas Log,Great Room,Propane
  • Finished area below ground: 1,694
  • Finished area above ground: 2,074

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Propane,Radiant Floor
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,074
  • Total interior livable area: 3,768 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Other

  • Level: Upper

Primary Bedroom

  • Level: Main

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 1633592
  • Zoning: none
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Waterfront features: Creek/Stream

Lot

  • Lot size: 2.68 Acres
  • Features: Private,Waterfall

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Cold Wave
Landslide
Lightning
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$206$2,472
Property Taxes $290$3,480
Electricity $350$4,211
Total$4,127$49,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,497/yr
40% on housing$123,810/yr
45% on housing$110,053/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 28746$285
Rutherford County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 28746$284
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Listed for sale$695,000
2025-12-31Listing removed$695,000
2025-06-11Listed for sale$695,000
2013-08-30Sold$450,000
2013-08-27Pending sale$500,000
2013-05-25Listed for sale$500,000
2009-08-27Sold$315,000
2007-03-19Sold$112,000

For Sale by Agent

AgentDavid Caulder
BrokerageCaulder Realty & Land Co.

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