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1708 Buffalo Creek Rd, Lake Lure, NC, 28746

3beds
2baths
2,048sqft
$379,000
$185price/sqft
$2,488/moest. monthly cost
$99,520/yrincome needed

About This Home

Enjoy the perfect blend of comfort, scenery, and resort-style living in this well-maintained 3-bedroom, 2-bath home set on a spacious lot with stunning lake and mountain views. Whether you're looking for a full-time residence or a relaxing getaway, this property offers the ideal setting. Inside, you’ll find a bright and open floor plan designed for both everyday living and entertaining. The inviting living area features a beautiful rock fireplace with gas logs, creating a warm and cozy focal point. The split-bedroom layout provides privacy, while the spacious primary suite and additional bedrooms offer comfort for family and guests alike. A gorgeous sunroom allows you to soak in the surrounding views year-round. With scenic views, thoughtful design, and access to top-tier amenities, this home is a rare opportunity to experience relaxed living at its finest.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
Pinnacle Elementary SchoolGrades PK-510.1 mi
4/10
R-S Middle SchoolGrades 6-813.3 mi
4/10
R-S Central High SchoolGrades 9-1213.3 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Crawl Space
  • Roof: Architectural
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Electric Water Heater
  • Laundry features: 1st Floor

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Fireplace,Laminate Counters
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 2,048

Heating & Cooling

  • Heating features: Heat Pump,Electricity
  • Cooling features: Heat Pump,Electricity

Interior Area

  • Total interior livable area: 2,048 sqft

Property

Details

  • Parcel number: 1633841

Features

  • Levels: One
  • Patio & porch: Deck,Porch
  • Topography of land: Level
  • Living area range: 1600-1799

Lot

  • Lot size: 1.26 Acres
  • Features: Level

Parking

  • Parking features: None,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Cold Wave
Landslide
Lightning
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$120$1,440
Property Taxes $252$3,024
Electricity $200$2,405
Total$2,488$29,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,302/yr
40% on housing$74,640/yr
45% on housing$66,346/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 28746$285
Rutherford County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 28746$284
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$379,000
1990-01-24Sold$6,000

For Sale by Agent

AgentRuston Williams
BrokerageCentury 21 Blackwell & Co - NC

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