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159 Anglers Way, Lake Lure, NC, 28746

1beds
2baths
992sqft
$540,000
$544price/sqft
$3,462/moest. monthly cost
$138,480/yrincome needed

About This Home

A cozy retreat on the shores of Lake Lure, this charming family lake house has been lovingly held by one family since it was built, giving it a warmth and history you can feel the moment you arrive. Tucked into the peaceful enclave of Snug Harbor, it offers the kind of quiet, wooded lakeside setting that makes Lake Lure special. Just a few miles from the Lake Lure beach, marina, and local conveniences, the location strikes a perfect balance between privacy and accessibility. Whether you’re dreaming of lazy summer days on the water, cozy fall weekends, or a year-round getaway, this spot puts you close to everything while still feeling worlds away. The home itself has seen limited use in recent years and is ready for someone with a new vision to bring it back to life. With a little TLC, it has the potential to become a truly special lakeside haven—whether you lean into its quaint, nostalgic charm or reimagine it with modern updates. This is a rare opportunity to get onto Lake Lure and shape a place with cherished history, heart, and endless potential into one that reflects your own style and dreams. Here's your chance to write the next chapter on the lake!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Pinnacle Elementary SchoolGrades PK-511.3 mi
4/10
R-S Middle SchoolGrades 6-813.3 mi
4/10
R-S Central High SchoolGrades 9-1213.4 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Composition
  • Construction materials: Block,Vinyl,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range
  • Laundry features: Laundry Closet,Main Level

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Partially Finished,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Main

Family Room

  • Level: Upper

Features

  • Flooring: Carpet,Tile
  • Finished area below ground: 0
  • Finished area above ground: 992

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 992
  • Total interior livable area: 992 sqft

Kitchen

  • Features: Breakfast Bar,Ceiling Fan(s)
  • Level: Main

Living Room

  • Features: Ceiling Fan(s)
  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 226828
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Front Porch,Glass Enclosed,Porch,Screened,Side Porch
  • On waterfront: Yes
  • Waterfront features: Retaining Wall,Waterfront
  • Waterbody name: Lake Lure

Lot

  • Lot size: 0.16 Acres
  • Features: Sloped

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Cold Wave
Landslide
Lightning
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$172$2,064
Property Taxes $360$4,320
Electricity $200$2,405
Total$3,462$41,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,697/yr
40% on housing$103,860/yr
45% on housing$92,320/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$544This listing

vs Other Active Listings

Avg $/sqft

ZIP 28746$283
Rutherford County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 28746$284
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Contingent$540,000
2026-07-20Price change$540,000
2026-06-30Price change$560,000
2026-05-23Listed for sale$600,000

For Sale by Agent

AgentMichael Finley
BrokerageEXP Realty LLC

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