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147 Pine Needle Drive, Hampstead, NC, 28443

3beds
4baths
3,645sqft
$1,100,000
$302price/sqft
$6,458/moest. monthly cost
$258,320/yrincome needed

About This Home

Welcome to an architect-designed, engineer-built coastal sanctuary where no expense was spared in construction or detail! This one-of-a-kind custom residence was a true labor of love, meticulously crafted by the owner--a Robotics Engineer who served as both the Architect and General Contractor. Far exceeding standard builder-grade quality, this home offers over 600 bonus square feet not included in the total and was engineered for ultimate resilience to withstand a Category 5 hurricane. From the sealed, air-controlled crawl space to the 50-year architectural shingles and spray-foam fortified roof insulation, every element is built for maximum durability and comfort. The interior features three programmable climate zones powered by dual-source HVAC units that automatically switch between electric and gas. At the heart of the home, the chef's kitchen boasts 32 feet of granite countertops, a gas stovetop, and an electric convection oven, all complemented by beautifully integrated paneled Sub-Zero and dishwasher units. The formal dining room is accented with hardwood flooring and custom tile inlay, while the living room offers Pella windows with built-in blinds and a fireplace engineered to provide rear heating to the game room as well. The bathrooms are thoughtfully designed with doorless tiled showers, including a guest bath with a jacuzzi tub and a stunning stained-glass window. The property provides an unparalleled garage and workshop experience. Descending from the office is a massive, six-inch walled garage and former machine shop prepped for HVAC finishing. The dedicated Boat/RV garage is large enough to house a 34-foot motorhome with slides extended and features full hookups and an 18-foot door. An additional oversized garage with dual nine-foot doors offers space for three more vehicles or conversion into living quarters. Outdoor living is elevated with a backyard destination featuring a full Tiki Bar with thatched roofing, retractable walls, and screened-in guest space. The grounds are designed for a future inground pool and currently feature low-maintenance PVC decking and a pristine concrete patio. Expansion potential is limitless, with a third-floor crows nest and a garage volume so significant you could build an entirely separate home within the existing roofline. Perfectly situated inside the Ironclad Golf Course and walking distance to Harbor Village Marina, this home is minutes from top-rated Topsail schools and the beaches of Topsail Island. Seller is offering a Home Warranty as well.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
9/10
Surf City MiddleGrades 6-86.5 mi
8/10
Topsail High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Raised,Slab,Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Stucco,Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Mini Refrigerator,Gas Cooktop,Electric Oven,Built-In Microwave,Built-In Electric Oven,Self Cleaning Oven,Refrigerator,Ice Maker,Humidifier,Disposal,Dishwasher,Convection Oven,ENERGY STAR Qualified Appliances
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: Other

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Bonus Room

  • Level: First

Dining Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Mud Room,Solid Surface,Whirlpool,Ceiling Fan(s),Pantry,Walk-in Shower,Wet Bar,Blinds/Shades,Dry Bar,Gas Log,Walk-In Closet(s)
  • Window features: Skylight(s),Thermal Windows
  • Flooring: LVT/LVP,Carpet,Marble,Tile,Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Storage,Partially Floored,Pull Down Stairs

Heating & Cooling

  • Heating features: Propane,Fireplace(s),Electric,Heat Pump,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 3,045
  • Total interior livable area: 3,645 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Property

Details

  • Parcel number: 42039418600000
  • Zoning: PD
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Deck,Patio,Front Porch
  • Exterior features: Irrigation System
  • Fencing: Privacy,Back Yard,Wood
  • Has view: Yes
  • View description: Water
  • Water view: Water
  • Waterfront features: Harbor,Water Access Comm
  • Frontage type: See Remarks
  • Living area range: 3000 - 3499

Lot

  • Lot size: 0.62 Acres
  • Features: On Golf Course,Corner Lot,Harbor,Water Access Comm,Landscaped,Sprinklers in Front
  • Lot size dimensions: 217 x 154 x 230 x 98

Parking

  • Total spaces: 5
  • Parking features: Workshop in Garage,Garage Faces Side,Garage Faces Front,Golf Cart Parking,Concrete,Garage Door Opener,Lighted,Paved,Tandem,Storage4
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Winter Weather
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$263$3,156
Property Taxes $294$3,528
Electricity $339$4,073
Total$6,458$77,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$221,417/yr
40% on housing$193,740/yr
45% on housing$172,213/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 28443$268
Pender County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 28443$220
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$1,200,000
2026-01-20Listing removed$1,200,000
2026-01-06Listed for sale$1,200,000
2025-10-18Contingent$1,100,000
2025-10-07Price change$1,100,000
2025-09-22Price change$1,150,000
2025-08-22Price change$1,175,000
2025-06-20Price change$1,199,000
2025-04-24Listed for sale$1,250,000
2024-12-08Listing removed$1,395,000
2024-12-03Price change$1,395,000
2024-10-31Price change$1,399,900
2024-10-11Price change$1,425,000
2024-09-30Listed for sale$1,450,000
2006-11-22Sold$127,000

For Sale by Agent

AgentKeith L Brown
BrokerageColdwell Banker Sea Coast Advantage-Hampstead

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