221 New Hampshire St, Spindale, NC, 28160
About This Home
Circa 1948 cottage style home thoroughly renovated inside & out and popping with visual charm. A fresh coat of stucco plus new vinyl windows pair with a dark shingle roof & black gutters to perfectly compliment the stone porches. The main entryway opens to a spacious living area with the u-shaped kitchen/dining area to your right. All new richly colored cabinetry, stainless appliances and quartz countertops with a wall-mount chimney hood for a fantastic focal point. Primary bedroom just off the kitchen w/convenient built-in shelving in the bath. Shared hall bath offers a full shower and double bowl vanity. Huge laundry room w/separate entrance and ample space to add your own customized drop zone. Luxury vinyl plank and recessed lighting throughout. Public utilities, access to high speed internet and all improvements permitted and inspected. If you're looking for a home you can move into without worrying about needed updates or deferred maintenance issues, DON'T MISS this solid property priced RIGHT!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1948
Materials
- Foundation: Crawl Space
- Construction materials: Hardboard Siding,Synthetic Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Exhaust Hood,Refrigerator
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Dining Area
- Level: Main
Features
- Flooring: Vinyl
- Fireplace features: Living Room,Wood Burning
- Finished area below ground: 0
- Finished area above ground: 1,355
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Electric,Heat Pump
Interior Area
- Total structure area: 1,355
- Total interior livable area: 1,355 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 1636605 & 1636606
- Zoning: HC-1
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch
Lot
- Lot size: 1.13 Acres
- Features: Level
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Ice Storm
- Lightning
- Tornado
- Cold Wave
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Rutherford County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance * | $147 | $1,764 |
| Property Taxes | $290 | $3,480 |
| Electricity | $200 | $2,405 |
| Total | $1,901 | $22,812 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $239,000 |
| 2026-07-13 | Price change | $250,000 |
| 2026-06-18 | Price change | $265,000 |
| 2026-05-22 | Listed for sale | $275,000 |
For Sale by Agent
View on Zillow