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218 Olde Point Loop, Hampstead, NC, 28443

3beds
3baths
3,153sqft
$1,874,000
$594price/sqft
$10,586/moest. monthly cost
$423,440/yrincome needed

About This Home

Tucked along a peaceful deep-water canal in the sought-after Olde Point community, this beautifully updated creekfront home captures the essence of relaxed coastal living. Set on nearly an acre with a private floating 47' dock and boat lift on the creek, the property offers quick access to the Intracoastal Waterway and Topsail Inlet--making it easy to fully embrace life on the water. Whether it's casting a line or paddleboarding from your private dock, sandbar hopping, heading offshore for fishing adventures, sunset cruising, or gathering with friends around the fire pit after a day on the water, this setting was made for unforgettable coastal moments. A circular driveway framed by mature palm trees creates a welcoming first impression and enhances the home's timeless coastal appeal. Thoughtfully updated to improve both comfort and functionality, the home offers inviting spaces inside and out that feel warm, open, and connected to the surrounding natural setting. The floor plan includes three bedrooms plus a flex space currently used as a fourth bedroom, three full baths, and a bonus area ideal for a home office, media room, or additional guest space. The sunroom is a true highlight, filled with natural light and showcasing tranquil views of the creek- a serene space to relax and unwind year-round. Recent improvements--to name a few--include a new roof and windows, extensive interior and exterior painting, sunroom reconstruction with wall modifications, beautiful wide-plank LVP flooring throughout, and new HVAC ductwork. The dock has been refreshed with new boards and an updated boat lift, and a charming storage shed provides convenient space for boating gear, kayaks, and yard equipment. A dedicated workshop offers excellent flexibility for hobbies, projects, or storage. Deeded water rights to the Harbour Village Yacht Club boat ramp provide convenient access, while nearby Olde Point Country Club offers optional golf and pool memberships. Your coastal gem awaits!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
Topsail Elementary SchoolGrades PK-41.8 mi
6/10
Topsail Middle SchoolGrades 5-81.9 mi
8/10
Topsail High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Combination
  • Roof: Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Water Softener,Refrigerator,Dishwasher,Electric Range
  • Laundry features: Laundry Room

Basement

  • Basement: Exterior Entry,Finished,Walk-Out Access

Bedroom2

  • Level: First

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Ground

Features

  • Master Downstairs,Mud Room,Generator Plug,Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Gas Log,See Remarks
  • Flooring: LVT/LVP,Tile
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Pull Down Stairs,See Remarks

Heating & Cooling

  • Heating features: Propane,Heat Pump,Fireplace(s),Electric
  • Cooling features: Zoned,Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 3,153
  • Total interior livable area: 3,153 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Ground

Living Room

  • Level: Main

Master Bedroom

  • Level: First

Other

  • Level: Ground

Sunroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 42020832600000
  • Zoning: PD
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch
  • Exterior features: Irrigation System,See Remarks
  • Fencing: Invisible
  • Has view: Yes
  • View description: Canal,Creek/Stream,Marsh,Water
  • Has water view: Yes
  • Water view: Canal,Creek/Stream,Marsh,Water
  • On waterfront: Yes
  • Waterfront features: Boat Lift,Canal Front,Deeded Water Access,Deeded Water Rights,Waterfront,Water Access Comm
  • Frontage type: Creek,Canal Front
  • Living area range: 3000 - 3499

Lot

  • Lot size: 0.86 Acres
  • Features: See Remarks,Boat Slip,Boat Dock,Boat Lift,Deeded Water Access,Deeded Water Rights,Deeded Waterfront,Navigable Water,Water Access Comm
  • Lot size dimensions: Irregular

Parking

  • Parking features: Circular Driveway,See Remarks,On Site,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Inland Flooding
Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,475$113,700
Home Insurance *$449$5,388
Property Taxes $369$4,428
Electricity $293$3,524
Total$10,586$127,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$362,948/yr
40% on housing$317,580/yr
45% on housing$282,293/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$594This listing

vs Other Active Listings

Avg $/sqft

ZIP 28443$264
Pender County$317

vs Homes Sold Last Month

Median $/sqft

ZIP 28443$220
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$1,874,000
2026-02-24Listed for sale$1,999,000
2024-03-08Sold$1,398,000
2024-01-22Pending sale$1,250,000
2024-01-21Listed for sale$1,250,000

For Sale by Agent

AgentTidewater Property Group
BrokerageIntracoastal Realty Corporation

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