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1597 Cleghorn Mill Rd, Rutherfordton, NC, 28139

3beds
3baths
1,760sqft
$350,000
$199price/sqft
$2,274/moest. monthly cost
$90,960/yrincome needed

About This Home

Situated on 6+ acres this 3 bed/2 bath home is a perfect retreat for a homeowner or continued use as a successful AirBnb. Open concept from the kitchen to the living areas accommodates large gatherings around the gas log fireplace. Or enjoy the covered front porch or back yard covered porch and firepit. Home offers new roof and vinyl, LVP flooring, new stove and microwave. Paved drive with a large 2 car carport and multiple parking options. Lower fenced entrance has room for more short-term parking with electric hookup. Located directly across from the Cleghorn Golf and Sport Club, less than 10 min from Tryon International and next door to Broad River Access for paddling, swimming and fishing. This property is part of River Ridge HOA which offers gated access to the Broad River, with private common areas and picnic tables.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
4/10
R-S Middle SchoolGrades 6-86.8 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Refrigerator with Ice Maker,Washer,Washer/Dryer
  • Laundry features: Common Area

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Den

  • Level: Main

Dining Area

  • Level: Main

Features

  • Breakfast Bar,Kitchen Island,Open Floorplan
  • Flooring: Vinyl
  • Fireplace features: Family Room,Propane
  • Finished area below ground: 0
  • Finished area above ground: 1,760

Flex Space

  • Level: Main

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 1,760
  • Total interior livable area: 1,760 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1630554
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch
  • Exterior features: Fire Pit,Storage
  • Has view: Yes
  • View description: Golf Course
  • On waterfront: Yes
  • Waterfront features: Paddlesport Launch Site,Paddlesport Launch Site - Community,Creek
  • Waterbody name: Broad River

Lot

  • Lot size: 6.11 Acres
  • Features: Corner Lot,Wooded,Views

Parking

  • Total spaces: 6
  • Parking features: Attached Carport,Driveway,RV Access/Parking,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Cold Wave
Inland Flooding
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$128$1,536
Property Taxes $177$2,124
Electricity $200$2,405
Total$2,274$27,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,965/yr
40% on housing$68,220/yr
45% on housing$60,640/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 28139$192
Rutherford County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 28139$192
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-01-30Listed for sale$350,000
2020-08-27Sold$177,000
2020-07-11Pending sale$189,000
2020-05-14Listed for sale$189,000
2020-03-26Pending sale$189,000
2020-03-12Listed for sale$189,000

For Sale by Agent

AgentJoy Pharr
BrokerageIvester Jackson Blackstream

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