98 Oleander Court, Surf City, NC, 28445
About This Home
Imagine waking up right where Surf City meets Topsail Beach. 98 Oleander Court is a rare legacy estate in the private Bland Shores community that offers something almost impossible to find: permanent, protected views. This isn't just one lot; it's two. You're securing the luxury residence plus the deeded oceanfront parcel directly across the street. Because that beachfront lot is unbuildable, your Atlantic views, private deck, and beach access are guaranteed forever. No future development will ever crowd your horizon. Inside, this 7-bedroom, 6.5-bath retreat comes fully furnished and move-in ready. The home spans three levels all connected by an elevator featuring soaring ceilings and expansive living areas that flow naturally to the outdoors. Whether you're relaxing by your private pool, soaking in the hot tub, or hitting the sauna, every inch of this property feels like a high-end resort. This is a rare opportunity to own a piece of the ''border'' life where privacy meets luxury.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 6
- Full bathrooms: 6
- 1/2 bathrooms: 1
Property
Lot
- Lot size: 0.42 Acres
Parking
- Parking features: Golf Cart Parking,Covered,Gravel,Concrete,On Site
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Winter Weather
- Inland Flooding
- Ice Storm
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pender County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,113 | $121,356 |
| Home Insurance * | $492 | $5,904 |
| Property Taxes | $916 | $10,992 |
| Electricity | $388 | $4,659 |
| Total | $11,909 | $142,908 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
View on Zillow