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189 Tatanka Trl, Lake Lure, NC, 28746

3beds
5baths
3,905sqft
$1,999,500
$512price/sqft
$11,956/moest. monthly cost
$478,240/yrincome needed

About This Home

Offered fully furnished. Perched against the breathtaking silhouette of the Blue Ridge Mountains, this exceptional 4.11-acre estate offers a rare blend of refined luxury and natural beauty. Designed for those who value privacy and prestige, the home serves as a peaceful retreat where thoughtful architecture complements its rugged surroundings. A striking exterior of natural stone and classic board-and-batten siding is framed by professional landscaping that blends seamlessly into the surrounding forest, creating an immediate sense of arrival. Inside, the home embraces its setting with organic textures and expansive windows that frame stunning seasonal views. The great room is the centerpiece, featuring soaring vaulted tongue-and-groove ceilings supported by heavy timber beams and a dramatic floor-to-ceiling stacked-stone fireplace. This inviting space flows effortlessly into a well-appointed kitchen, where rustic character meets modern convenience. Custom dark-wood cabinetry, premium stainless steel appliances, and a large granite island with an induction cooktop create a setting for everyday living and entertaining. A full covered and screened deck extends the living space outdoors. The primary suite offers a private retreat, complete with its vaulted timber ceiling and direct access to the screened deck. The en-suite bath is designed for relaxation, featuring a freestanding soaking tub, a glass-enclosed shower with detailed tilework and custom wood accents that reflect the surrounding landscape. The main level also includes an additional bedroom and full bath, a private office, a walk-in pantry and a separate laundry room. The lower level, accessible by elevator and stairs, provides an ideal space for recreation and guests. Polished concrete floors, a second stone fireplace and a distinctive Coca-Cola-themed bar give the space a unique character, while the guest en-suite bedroom offer comfort and privacy. There is an additional bonus room with an en suite and ample storage is available throughout. Go out onto the lower patio to enjoy the gas fire pit or hot tub while taking in the mountain views. Outside, the property continues to impress with expansive decking, a three-car attached garage and over 600 unfinished square feet above the garage ready for customization, ideal for a guest suite, studio or additional living space. This is more than a home, it’s a mountain retreat designed for comfort, style and lasting connection to nature.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
4/10
R-S Middle SchoolGrades 6-813.1 mi
4/10
R-S Central High SchoolGrades 9-1213.0 mi

Construction

Condition

  • Year built: 2016

Materials

  • Construction materials: Fiber Cement,Stone

Other

  • Builder name: Stephen Pruitt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Induction Cooktop,Microwave,Refrigerator,Tankless Water Heater,Wall Oven,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Interior Entry,Partially Finished,Storage Space,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bathroom Half

  • Level: Basement

Bedroom S

  • Level: Main

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Family Room

  • Level: Basement

Features

  • Breakfast Bar,Elevator,Soaking Tub,Kitchen Island,Open Floorplan,Storage,Walk-In Closet(s),Walk-In Pantry
  • Door features: French Doors
  • Window features: Insulated Windows
  • Flooring: Concrete,Tile,Wood
  • Fireplace features: Family Room,Living Room,Propane
  • Finished area below ground: 1,495
  • Finished area above ground: 2,410

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,410
  • Total interior livable area: 3,905 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Main

Utility Room

  • Level: Basement

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 1634770
  • Zoning: RES
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch,Screened
  • Exterior features: Fire Pit
  • Has spa: Yes
  • Spa features: Heated
  • Has view: Yes
  • View description: Long Range,Mountain(s),Year Round
  • Waterfront features: Beach - Public,Boat Ramp – Community,Boat Slip (Lease/License),Boat Slip – Community,Paddlesport Launch Site - Community
  • Waterbody name: Lake Lure

Lot

  • Lot size: 4.11 Acres
  • Features: Views,Wooded

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Cold Wave
Landslide
Lightning
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,110$121,320
Home Insurance *$637$7,644
Property Taxes $846$10,152
Electricity $363$4,364
Total$11,956$143,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$409,920/yr
40% on housing$358,680/yr
45% on housing$318,826/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$512This listing

vs Other Active Listings

Avg $/sqft

ZIP 28746$278
Rutherford County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 28746$284
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$1,999,500
2011-08-24Sold$148,000

For Sale by Agent

AgentLyn Weaver
BrokeragePremier Sotheby’s International Realty

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