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111 S Anderson Boulevard, Topsail Beach, NC, 28445

4beds
5baths
3,264sqft
$2,600,000
$797price/sqft
$15,689/moest. monthly cost
$627,560/yrincome needed

About This Home

Welcome to Oceans 111, a spectacular oceanfront retreat in the heart of Topsail Beach, North Carolina, where sweeping Atlantic views, upscale design, and direct beach access create the perfect coastal escape. This four-bedroom, five-bath home with secondary den off the main floor offers abundant space for entertaining, relaxing, and gathering with family and friends, making it ideal as a private getaway or a proven rental investment. Thoughtfully furnished and decorated with refined coastal style, the home features 10-foot ceilings, travertine flooring, soft rugs, and beautifully appointed living spaces designed for comfort and ease. The main living area includes two plush seating sections surrounding a large Smart TV, while the gourmet kitchen is equipped with high-end appliances, quartz countertops, and a spacious island for effortless meal prep and casual gathering. A dining table with seating for eight provides the perfect setting for shared meals with ocean views, and a separate laundry room with washer, dryer, and wine fridge adds convenience. Each bedroom includes its own en suite bath with tiled showers and granite vanities, along with Smart TVs for personalized comfort. The home also offers a private elevator and an enclosed four-car garage for easy access and practical storage. Outdoor living is just as impressive, with a wraparound main floor deck, multiple lounge and dining areas, a second-floor deck, and a cozy corner balcony that provides quiet space to take in the views. A private beach boardwalk with rinsing station leads directly to the sand, while the ground-level patio, outdoor shower with hot water, and gas grill make beach days and evenings even more enjoyable. Plus the added convenience of a short walk or bike ride to the town park with pickleball courts and to restaurants and a fresh seafood market. Perched on one of the highest lots on the island, Oceans 111 blends luxury, privacy, and resort-style amenities with the laid-back charm of Topsail Beach. Whether you are looking for a private memorable vacation home, a place to host large gatherings, or a standout oceanfront rental with solid proven income, this exceptional retreat delivers an unforgettable beachfront experience.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
Surf City ElementaryGrades PK-56.6 mi
9/10
Surf City MiddleGrades 6-86.6 mi
8/10
Topsail High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Other,Pilings
  • Roof: Metal
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Built-In Microwave,Built-In Electric Oven,Washer,Refrigerator,Dryer,Dishwasher
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 5

Dining Room

  • Level: First

Family Room

  • Level: Second

Features

  • High Ceilings,Kitchen Island,Elevator,Ceiling Fan(s),Furnished,Walk-in Shower
  • Flooring: Carpet,Tile
  • Attic: Access Only

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,264
  • Total interior livable area: 3,264 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 42136091900000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Open,Covered,Deck,Porch,Balcony
  • Exterior features: Outdoor Shower,Irrigation System,Gas Grill
  • Fencing: None
  • Has view: Yes
  • View description: Ocean,Sound
  • Has water view: Yes
  • Water view: Ocean,Sound
  • On waterfront: Yes
  • Waterfront features: Deeded Beach Access,Waterfront,Ocean Front
  • Frontage type: Oceanfront
  • Living area range: 3000 - 3499

Lot

  • Lot size: 0.27 Acres
  • Features: Open Lot,Dunes,Deeded Beach Access,Deeded Waterfront,Ocean Side
  • Lot size dimensions: 60 x 194

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Covered,On Site,Paved,Underhouse
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Winter Weather
Inland Flooding
Ice Storm
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,147$157,764
Home Insurance *$639$7,668
Property Taxes $1,599$19,188
Electricity $304$3,648
Total$15,689$188,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$537,908/yr
40% on housing$470,670/yr
45% on housing$418,373/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$797This listing

vs Other Active Listings

Avg $/sqft

ZIP 28445$323
Pender County$316

vs Homes Sold Last Month

Median $/sqft

ZIP 28445$235
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$2,600,000
2017-06-02Sold$1,305,000
2017-04-26Pending sale$1,337,500
2017-03-17Price change$1,337,500
2015-08-13Listed for sale$1,450,000
2007-10-31Sold$1,550,000

For Sale by Agent

AgentFrank Sherron
BrokerageLandmark Sotheby's International Realty

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