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119 Rome Ct, Lake Lure, NC, 28746

3beds
3baths
3,814sqft
$600,000
$157price/sqft
$3,979/moest. monthly cost
$159,160/yrincome needed

About This Home

RUMBLING BALD ON LAKE LURE...........This home is located at the end of the private cul-de-sac, in the areas most popular resort offering golf, tennis, swimming, boating, fishing and miles of hiking trails! This 3800 sq ft, custom built, resort home offers a bright open floor plan and features an indoor swim space for the ultimate in exercise, right in your home. Priced to sell at only $625,000.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
4/10
R-S Middle SchoolGrades 6-811.3 mi
4/10
R-S Central High SchoolGrades 9-1211.3 mi

Construction

Condition

  • Year built: 1989

Materials

  • Construction materials: Stone,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Water Heater,Microwave,Plumbed For Ice Maker,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Interior Entry,Walk-Out Access,Walk-Up Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Den

  • Level: Basement

Dining Room

  • Level: Main

Features

  • Soaking Tub,Hot Tub,Kitchen Island,Walk-In Closet(s),Whirlpool
  • Door features: French Doors,Pocket Doors
  • Flooring: Carpet,Wood
  • Fireplace features: Den,Gas Log,Propane
  • Finished area below ground: 1,977
  • Finished area above ground: 1,837

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Propane,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump,Zoned

Interior Area

  • Total structure area: 1,837
  • Total interior livable area: 3,814 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Basement

Property

Details

  • Parcel number: 1604928
  • Zoning: R3
  • Special condition: Standard
  • Exclusions: contents of garage

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Community,Indoor
  • Patio & porch: Deck,Screened,Side Porch
  • Has spa: Yes
  • Spa features: Community,Interior Hot Tub

Lot

  • Lot size: 0.78 Acres
  • Features: Cul-De-Sac,Paved,Private

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Cold Wave
Landslide
Lightning
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$191$2,292
Property Taxes $400$4,800
Electricity $355$4,262
Total$3,979$47,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,422/yr
40% on housing$119,370/yr
45% on housing$106,106/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 28746$285
Rutherford County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 28746$284
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$625,000
2026-02-18Listed for sale$635,000
2025-11-18Listing removed$635,000
2025-07-22Price change$635,000
2025-05-01Listed for sale$699,000
2025-01-30Listing removed$699,000
2024-09-07Price change$699,000
2024-07-11Listed for sale$750,000
2024-05-15Listing removed--
2024-04-18Listed for sale$750,000
2023-11-24Listing removed--
2023-09-19Price change$695,000
2023-09-07Listed for sale$735,000
2020-12-07Listing removed$289,500
2020-09-23Price change$289,500
2020-08-26Price change$329,900
2020-08-07Listed for sale$310,000
2020-07-10Sold$190,000
2020-06-04Pending sale$175,000
2020-06-03Listed for sale$175,000
2020-05-17Pending sale$175,000
2020-05-12Listed for sale$175,000

For Sale by Agent

AgentDavid Caulder
BrokerageCaulder Realty & Land Co.

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