See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

145 White Pine Dr, Lake Lure, NC, 28746

3beds
3baths
2,808sqft
$535,000
$191price/sqft
$3,493/moest. monthly cost
$139,720/yrincome needed

About This Home

BEAUTIFUL VIEWS from almost every room in this 3 Bedroom/3 Full Bath nestled in the mountains of Rumbling Bald on Lake Lure. Only two minutes from the Private Beach an other amenities. Spacious living with a split bedroom plan, impressive stone fireplace, and open living area all on the main level. Enjoy the serene mountain views on the huge deck or relax and enjoy cool breezes from the screened porch. The lower level offer a huge gathering area for watching movies or enjoying games. The woods around the property provide a quiet and peaceful retreat. The property comes almost completely furnished. Enjoy the 3 community pools, Wellness Center, 2 Championship Golf Courses, Restaurants, hiking trails, Private Beach, Cabana, and much, much more!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
Pinnacle Elementary SchoolGrades PK-510.0 mi
4/10
R-S Middle SchoolGrades 6-813.1 mi
4/10
R-S Central High SchoolGrades 9-1213.0 mi

Construction

Condition

  • Year built: 1981

Materials

  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Refrigerator,Washer/Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Basement Shop,Exterior Entry,Finished,Interior Entry

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Open Floorplan
  • Flooring: Carpet,Vinyl
  • Fireplace features: Great Room,Wood Burning
  • Finished area below ground: 1,404
  • Finished area above ground: 1,404

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 1,404
  • Total interior livable area: 2,808 sqft

Kitchen

  • Level: Main

Property

Details

  • Parcel number: 232500
  • Zoning: R3
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Spa features: Community
  • Has view: Yes
  • View description: Long Range,Mountain(s),Year Round
  • Waterfront features: Beach - Public,Boat Ramp – Community,Boat Slip (Lease/License),Dock,Paddlesport Launch Site - Community,Pier - Community
  • Waterbody name: Lake Lure

Lot

  • Lot size: 0.44 Acres
  • Features: Sloped,Wooded,Views

Parking

  • Parking features: Parking Space(s)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Cold Wave
Landslide
Lightning
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$170$2,040
Property Taxes $357$4,284
Electricity $261$3,138
Total$3,493$41,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,760/yr
40% on housing$104,790/yr
45% on housing$93,146/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 28746$285
Rutherford County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 28746$284
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-29Listed for sale$629,900
2017-05-24Sold$185,000
2017-03-28Listed for sale$200,000
2016-12-28Listing removed$234,000
2016-07-19Price change$234,000
2016-03-15Listed for sale$249,000

For Sale by Agent

AgentMichael Zerressen
BrokerageRumbling Bald Real Estate

Similar Homes