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141 Marys Ln, Rutherfordton, NC, 28139

3beds
2baths
2,329sqft
$348,000
$149price/sqft
$2,359/moest. monthly cost
$94,360/yrincome needed

About This Home

"Live your Best Life Here" Beautiful cathedral ceiling welcomes you inside where you will find an open floor plan with plantation shutters and plenty of room for entertaining. Primary en-suite with walk in closet off of the kitchen. Two bedrooms share a bath on opposite side of the home. There is a large flex space in the partially finished basement just waiting on your creative ideas and it has a full bath and plenty of room to have multi-level living with its own drive down to the lower side. Spend your mornings drinking coffee on your screened back deck or rock on the front porch. Already landscaped and with underground irrigation (unsure if still operational), and City water and city sewer makes it easy to just move in and start creating memories. Seller is giving an $8000 flooring allowance.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
4/10
R-S Middle SchoolGrades 6-83.0 mi

Construction

Condition

  • Year built: 1999

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer,Washer/Dryer
  • Laundry features: Laundry Closet,Main Level

Basement

  • Has basement: Yes
  • Basement: Basement Garage Door,Basement Shop,Exterior Entry,Interior Entry,Partially Finished,Storage Space,Walk-Out Access,Walk-Up Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Family Room

  • Level: Main

Features

  • Built-in Features,Open Floorplan,Storage,Walk-In Closet(s),Other - See Remarks
  • Window features: Window Treatments
  • Finished area below ground: 742
  • Finished area above ground: 1,587

Flex Space

  • Level: Basement

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,587
  • Total interior livable area: 2,329 sqft

Kitchen

  • Level: Main

Laundry

  • Features: See Remarks
  • Level: Main

Primary Bedroom

  • Level: Main

Utility Room

  • Level: Basement

Workshop

  • Level: Basement

Property

Details

  • Parcel number: 1619092
  • Zoning: R1
  • Special condition: Estate

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Screened
  • Exterior features: In-Ground Irrigation,Other - See Remarks

Lot

  • Lot size: 0.36 Acres

Parking

  • Total spaces: 6
  • Parking features: Circular Driveway,Driveway,Attached Garage,Garage Door Opener,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Lightning
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,759$21,108
Home Insurance *$127$1,524
Property Taxes $257$3,084
Electricity $216$2,603
Total$2,359$28,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,880/yr
40% on housing$70,770/yr
45% on housing$62,906/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 28139$192
Rutherford County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 28139$192
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-08Listed for sale$348,000
2025-12-26Listing removed$374,900
2025-10-09Price change$374,900
2025-06-19Listed for sale$379,900
2000-02-02Sold$141,000

For Sale by Agent

AgentDebra Martin
BrokeragePurple Martin Realty, Inc.

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