539 Moss Lake Lane, Holly Ridge, NC, 28445
About This Home
Welcome to coastal living inside the gated waterfront community of Summerhouse on Everett Bay offering resort-style amenities including clubhouse, pool, fitness center, and day docks. This 5-bedroom, 3-bath home is loaded with upgrades and elevated designed for both comfort and entertaining, just minutes from Topsail Island. The thoughtful design begins in the bright foyer with millwork on the ceiling and crown moulding throughout the home. The first two generously sized bedrooms are immediately to your left when you walk in, and are separated by a full bath with transom window and fully tiled shower/tub combo. Past the stairs you enter into open-concept concept living featuring LVP flooring throughout. The living area showcases a cozy fireplace flanked with built in shelving and gorgeous natural light and millwork on the ceiling. This room flows seamlessly into a dining space with a custom serving center, wine and beverage refrigerators, and abundant cabinetry. The kitchen is dreamy with gleaming granite countertops, subway tile backsplash. Stainless steel appliances include a gas range, built in wall oven and microwave, and a cafe style refrigerator with built in coffee maker right in the door. The primary suite offers trey ceilings, a spacious walk-in closet, with custom shelving and a beautifully appointed ensuite bath featuring a fully tiled shower and private water closet. Back to the main living area,njoy the light-filled sunroom with tile flooring, custom blinds, and its own split unit, making it the perfect year-round flex space. Rounding out the main floor is the laundry room with deep sink and mud bench. Upstairs you'll find 2 more well apointed bedrooms and a full bathroom. Other features include a whole-house water filtration system, 24,000W whole-house generator, and epoxy-coated garage floor. Enjoy the professionally landscaped yard with mature palms, irrigation system, aluminum fencing, outdoor kitchen, an extended patio and so much more.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Slab
- Roof: Architectural Shingle
- Construction materials: Fiber Cement,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Vented Exhaust Fan,Mini Refrigerator,Gas Cooktop,Built-In Microwave,Built-In Electric Oven,Refrigerator,Ice Maker,Disposal,Dishwasher,Water Purifier
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Master Downstairs,Tray Ceiling(s),High Ceilings,Entrance Foyer,Mud Room,Whole-Home Generator,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Built-in Features,Gas Log
- Flooring: LVT/LVP,Tile
- Fireplace features: Gas Log
- Fireplace: Yes
- Attic: Walk-In
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,712
- Total interior livable area: 2,712 sqft
Property
Details
- Parcel number: 762c60
- Zoning: R-20
- Special condition: Standard
- Other equipment: Generator
Features
- Levels: Two
- Patio & porch: Patio,Porch
- Exterior features: Irrigation System,Gas Grill,Outdoor Kitchen,DP50 Windows
- Fencing: Metal/Ornamental,Back Yard
- Has view: Yes
- View description: See Remarks
- Frontage type: See Remarks
- Living area range: 2600 - 2799
Lot
- Lot size: 0.26 Acres
- Features: Landscaped,Sprinklers in Front,Sprinklers in Rear
- Lot size dimensions: 57' x 172' x 72' x 178'
Parking
- Total spaces: 2
- Parking features: Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Winter Weather
- Lightning
- Strong Wind
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Onslow County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,387 | $40,644 |
| Home Insurance * | $164 | $1,968 |
| Property Taxes | $550 | $6,600 |
| Electricity | $252 | $3,031 |
| Total | $4,353 | $52,236 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-27 | Price change | $674,900 |
| 2026-03-13 | Price change | $694,900 |
| 2026-02-26 | Listed for sale | $699,900 |
| 2023-10-20 | Sold | $660,000 |
| 2023-09-21 | Pending sale | $664,900 |
| 2023-08-29 | Listed for sale | $664,900 |
| 2021-05-04 | Sold | $439,900 |
| 2021-02-28 | Pending sale | $439,900 |
| 2021-02-22 | Listed for sale | $439,900 |
| 2020-06-22 | Sold | $27,500 |
| 2009-10-07 | Sold | $20,000 |
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