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283 Ballast Point Road, Hampstead, NC, 28443

5beds
5baths
5,612sqft
$1,995,000
$355price/sqft
$12,121/moest. monthly cost
$484,840/yrincome needed

About This Home

Encompassing nearly 1.3 acres, this Craftsman-style estate by Ballast Point Building Co. offers over 5,600 square feet of thoughtfully designed living space blending historic character with modern luxury. A grand two-story foyer creates an immediate sense of presence, flanked by a semi-private office with custom built-ins and resting bench to the left and a formal dining room to the right offering an elegant setting for entertaining with tranquil water views. The gourmet kitchen features granite countertops, a custom tile backsplash, height-enhanced cabinetry, and a premium appliance package including a gas range and double ovens, complemented by a spacious walk-in pantry with deep freezer, secondary refrigerator, and dedicated prep area. An oversized island with seating flows seamlessly into a sunlit breakfast nook and expansive living area showcasing exposed beams, custom built-ins, and a gas-log fireplace. The generous primary suite provides a private retreat with a spa-inspired ensuite featuring dual vanities, a soaking tub, a large walk-in tiled shower with dual rain shower heads, and a spacious walk-in closet. Two additional main-level bedrooms are served by well-appointed bathrooms with fully tiled walk-in showers. Upstairs, the home expands its entertainment and utility offerings with a media room accessed through a secret entry, a bonus billiard room, an exercise room, two additional bedrooms with en suites, and substantial floored attic storage ideal for seasonal use or future expansion. Outdoor living is equally impressive with covered and screened porches overlooking an expansive backyard, while the property's generous acreage allows flexibility for optional future amenities that could include a custom pool, a separate garage, or an accessory dwelling unit, offering privacy, versatility, and long-term potential rarely found in similar estates. 24' boat slip located within the community can be purchased separately if desired.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Surf City ElementaryGrades PK-53.5 mi
9/10
Surf City MiddleGrades 6-83.5 mi
8/10
Topsail High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle,Metal
  • Construction materials: Composition,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Cooktop,Washer,Refrigerator,Ice Maker,Dryer,Double Oven,Dishwasher
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Breakfast Nook

  • Level: First

Den

  • Level: Second

Dining Room

  • Level: First

Family Room

  • Level: Second

Features

  • Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Mud Room,Solid Surface,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet,Tile
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Storage,Floored,Walk-In

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,612
  • Total interior livable area: 5,612 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Property

Details

  • Parcel number: 42243500570000
  • Zoning: RP
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: See Remarks
  • Patio & porch: Covered,Patio,Porch,Screened,Wrap Around
  • Exterior features: Outdoor Shower,Irrigation System,Gas Log
  • Fencing: None
  • Has view: Yes
  • View description: ICW,Water
  • Water view: Water
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 5500 - 5999

Lot

  • Lot size: 1.28 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Side,Concrete,Garage Door Opener,Lighted,Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Inland Flooding
Ice Storm
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,087$121,044
Home Insurance *$478$5,736
Property Taxes $1,034$12,408
Electricity $522$6,272
Total$12,121$145,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$415,577/yr
40% on housing$363,630/yr
45% on housing$323,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 28443$267
Pender County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 28443$220
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$1,995,000
2026-02-06Price change$2,150,000
2026-01-12Listed for sale$2,350,000
2025-12-09Listing removed$2,499,990
2025-07-11Price change$2,499,990
2024-11-18Listed for sale$2,695,000
2020-01-28Sold$225,000
2017-09-25Sold$170,000

For Sale by Agent

AgentAndrew Kelly
BrokerageNest Realty

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