268 Maryland St, Spindale, NC, 28160
About This Home
This is an older house that was completely updated in recent years in Spindale, close to downtown. It has a privacy fence in the back yard. It is move in ready.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Foundation: Concrete Block
- Roof: Asphalt
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dryer,Range / Oven,Refrigerator,Washer
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood,Linoleum / Vinyl
Heating & Cooling
- Heating features: Forced air,Electric
- Cooling features: Central
Interior Area
- Total interior livable area: 1,053 sqft
Property
Details
- Parcel number: 1203103
Features
- Exterior features: Other,Vinyl
Lot
- Lot size: 6,534 sqft
Parking
- Parking features: Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Ice Storm
- Lightning
- Tornado
- Cold Wave
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Rutherford County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,056 | $12,672 |
| Home Insurance * | $123 | $1,476 |
| Property Taxes | $294 | $3,528 |
| Electricity | $200 | $2,405 |
| Total | $1,673 | $20,076 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-12 | Price change | $209,000 |
| 2026-06-01 | Price change | $219,500 |
| 2026-05-20 | Listed for sale | $225,000 |
| 2024-11-15 | Sold | $196,000 |
| 2024-09-10 | Price change | $194,500 |
| 2024-08-29 | Price change | $215,000 |
| 2024-08-13 | Price change | $197,500 |
| 2024-07-01 | Listed for sale | $199,500 |
| 2024-06-24 | Listing removed | -- |
| 2024-06-21 | Price change | $199,500 |
| 2024-06-17 | Listed for sale | $215,000 |
| 1993-01-05 | Sold | $18,000 |
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