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525 Sidbury Avenue, Topsail Beach, NC, 28445

4beds
5baths
2,672sqft
$1,150,000
$430price/sqft
$6,591/moest. monthly cost
$263,640/yrincome needed

About This Home

SELLING FULLY FURNISHED, STOCKED, AND MOVE IN READY! Featured on The American Dream TV and now available to be your next beach home! Experience the best of coastal luxury in this stunning beach home, boasting breathtaking views of both the ocean and the sound. Nestled in a serene community with convenient beach access and a neighborhood boat ramp, this retreat is a beachgoer's dream. This brand new construction home features four thoughtfully appointed bedrooms, a bonus room, and five full bathrooms. This plan offers two master suites - one situated on each floor - promising a tranquil escape with plush amenities. Imagine the serenity of spa-inspired, tiled walk-in showers that offer a retreat from the sunny adventures of the day. The modern and sleek finishes throughout this home create a sense of elegance, heightened by superior craftsmanship that speaks to the builder's overall attention to detail. Step into the heart of the home, where the open concept kitchen, complete with a grand 9' island, gorgeous granite countertops, and upgraded stainless steel appliances transitions effortlessly into the dining area and great room. Architectural elegance is on full display with a balcony that overlooks the soaring two-story living room, delivering openness and grandeur. The floor-to-ceiling windows bathe the area in natural light, and the easy flow between indoors and outdoors enhances the airy ambiance. A captivating spiral staircase winds its way to an exclusive rooftop balcony, where panoramic views and the whisper of sea breezes await. This home is a harmonious blend of luxury and comfort, boasting exquisite details and unrivaled views, promising a lifestyle of sophistication and ease by the sea. With an impressive rental projection of approximately $145K per year, this property not only provides an amazing living experience but also significant investment potential. Don't wait, make this your home toda

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

10/10
6/10
Topsail Middle SchoolGrades 5-84.4 mi
8/10
Topsail High SchoolGrades 9-124.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Other,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Shake Siding,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Refrigerator,Ice Maker,Dishwasher
  • Laundry features: Laundry Room

Bedroom1

  • Level: Third

Bedroom2

  • Level: Third

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Walk-in Closet(s),High Ceilings,Kitchen Island,Elevator,Ceiling Fan(s),Walk-in Shower,Wet Bar,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: LVT/LVP,Carpet,Tile

Heating & Cooling

  • Heating features: Heat Pump,Electric,Zoned
  • Cooling features: Central Air,Zoned,Heat Pump

Interior Area

  • Total structure area: 2,672
  • Total interior livable area: 2,672 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Master Bedroom

  • Level: Second

Master Bedroom

  • Level: Third

Other

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 42231479090000
  • Zoning: R-4
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Open,Covered,Deck,Balcony
  • Exterior features: Outdoor Shower
  • Fencing: None
  • Has view: Yes
  • View description: ICW,Ocean,Sound,Water
  • Has water view: Yes
  • Water view: Ocean,Sound,Water
  • Waterfront features: Boat Ramp,Deeded Beach Access,Deeded Water Access,Deeded Water Rights,Water Depth 4+
  • Frontage type: See Remarks
  • Living area range: 2600 - 2799

Lot

  • Lot size: 4,791 sqft
  • Features: Boat Ramp,Deeded Beach Access,Deeded Water Access,Deeded Water Rights,Water Depth 4+
  • Lot size dimensions: 50.03 x 99.57 x 49.92 x 99.79

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,On Site,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Winter Weather
Inland Flooding
Ice Storm
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$282$3,384
Property Taxes $246$2,952
Electricity $248$2,986
Total$6,591$79,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$225,977/yr
40% on housing$197,730/yr
45% on housing$175,760/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$430This listing

vs Other Active Listings

Avg $/sqft

ZIP 28445$327
Pender County$318

vs Homes Sold Last Month

Median $/sqft

ZIP 28445$235
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$1,150,000
2026-03-05Contingent$1,150,000
2025-12-15Price change$1,150,000
2025-11-08Price change$1,175,000
2025-10-19Price change$1,199,900
2025-09-03Price change$1,215,000
2025-08-19Price change$1,220,000
2025-07-29Price change$1,225,000
2025-07-07Price change$1,249,000
2025-04-03Listed for sale$1,250,000
2025-02-04Listing removed$1,199,000
2024-12-02Price change$1,199,000
2024-11-22Price change$1,250,000
2024-09-11Price change$1,299,000
2024-07-23Price change$1,325,000
2024-06-26Price change$1,350,000
2024-05-15Price change$1,389,000
2024-02-21Listed for sale$1,399,900
2023-07-11Sold$185,000
2023-05-08Pending sale$195,500
2022-02-14Listed for sale$195,500

New Construction

AgentDiane M Castro-Perez
BrokerageColdwell Banker Sea Coast Advantage-Hampstead

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