109 Line Boat Lane, Swansboro, NC, 28584
About This Home
''The Friendly City by the Sea'', where southern coastal charm meets upscale living in the sought-after waterfront community of White Oak Crossing. Beautiful, brand-new custom build boasts a fantastic layout, easy, low maintenance, designed for everyday living and entertaining alike. This plan offers generous room sizes, spacious main floor owner's suite, open concept kitchen and dining areas, ample storage and delightful details throughout. Entertain with ease as generous rec room and full bath upstairs provide ample space for your guests, gatherings, and leisure activities. Relax and unwind on the inviting screened back porch, perfect for savoring those gentle coastal breezes. White Oak Crossing amenities include a community swimming pool, boat dock, and boat ramp. Drop the boat and find quick and easy access to the ICW from the White Oak River for a day of fishing, sunset cruise, or island hopping! Conveniently located near downtown Swansboro, enjoy delightful shops, delicious dining options, and vibrant community events. For beach enthusiasts, the Crystal Coast beaches are just a short drive away, offering endless opportunities for sand and surf. Don't miss your chance to experience the best of coastal living in Swansboro's White Oak Crossing!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Architectural Shingle
- Construction materials: Vinyl Siding,Wood Frame,Stone Veneer
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Built-In Microwave,Dishwasher,Electric Range
- Laundry features: Dryer Hookup,Washer Hookup,Laundry Room
Basement
- Basement: None
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Bonus Room
- Level: Upper
Dining Room
- Level: Main
Features
- Master Downstairs,Walk-in Closet(s),High Ceilings,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)
- Flooring: LVT/LVP,Tile
- Attic: Partially Floored,Walk-In
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,180
- Total interior livable area: 2,180 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 1318a60
- Zoning: R-20
- Special condition: Standard
Features
- Levels: One and One Half
- Pool features: None
- Patio & porch: Covered,Screened,Front Porch,Rear Porch
- Fencing: None
- Has view: Yes
- View description: None
- Waterfront features: Water Access Comm
- Frontage type: See Remarks
- Living area range: 2000 - 2199
Lot
- Lot size: 0.89 Acres
- Features: Level,Water Access Comm
- Lot size dimensions: Irr
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Concrete,Garage Door Opener,On Site,Paved,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Winter Weather
- Lightning
- Strong Wind
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Onslow County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,831 | $33,972 |
| Home Insurance * | $110 | $1,320 |
| Property Taxes | $304 | $3,648 |
| Electricity | $203 | $2,436 |
| Total | $3,448 | $41,376 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $560,000 |
| 2026-04-22 | Sold | $115,000 |
| 2022-05-26 | Listing removed | -- |
| 2021-06-03 | Listed for sale | $115,000 |
| 2019-01-21 | Listing removed | $109,900 |
| 2018-06-14 | Price change | $109,900 |
| 2018-04-05 | Listed for sale | $115,000 |
| 2017-04-03 | Listing removed | $69,000 |
| 2016-10-31 | Listed for sale | $69,000 |
| 2016-08-05 | Pending sale | $69,000 |
| 2016-05-11 | Price change | $69,000 |
| 2016-01-20 | Listed for sale | $79,800 |
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