282 N Chase Ln, Rutherfordton, NC, 28139
About This Home
GENTLEMAN'S FARM NEAR LAKE LURE! Located just 10 minutes from Lake Lure, this 5.86 acre mini-farm has a nice creek flowing through the pastured bottom land and includes a horse barn and multiple other outbuildings along with an ideal site for a spring-fed pond. The property also includes a newly constructed 2 bedroom home (built 2022) overlooking the pasture! If you're looking for an affordable mini-farm with privacy and no restrictions.......this may be the right property for you. This property is located 1 mile off pavement on a gravel road. Only $410,000.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Crawl Space
- Roof: Composition
- Construction materials: Hardboard Siding,Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range,Refrigerator
- Laundry features: In Hall,Main Level
Bathroom Full
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Open Floorplan
- Flooring: Wood
- Finished area below ground: 0
- Finished area above ground: 864
Heating & Cooling
- Heating features: Electric,Space Heater,Zoned
- Cooling features: Electric,Window Unit(s)
Interior Area
- Total structure area: 864
- Total interior livable area: 864 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: 1638427
- Zoning: none
- Special condition: Standard
- Horse amenities: Barn
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Fire Pit
- Fencing: Fenced,Partial
- Waterfront features: Creek/Stream
Lot
- Lot size: 5.86 Acres
- Features: Private,Wooded
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Strong Wind
- Cold Wave
- Landslide
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Rutherford County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,073 | $24,876 |
| Home Insurance * | $150 | $1,800 |
| Property Taxes | $231 | $2,772 |
| Electricity | $200 | $2,405 |
| Total | $2,654 | $31,848 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Listed for sale | $410,000 |
| 2025-11-09 | Listing removed | $379,900 |
| 2025-08-11 | Price change | $379,900 |
| 2025-07-09 | Price change | $385,000 |
| 2025-05-08 | Listed for sale | $395,000 |
| 2025-02-17 | Sold | $355,000 |
| 2025-01-02 | Listed for sale | $385,000 |
| 2020-05-15 | Sold | $25,000 |
| 2009-08-20 | Sold | $45,500 |
View on Zillow